Spectrum Financial Inc
- Regulatory AUM
- $236M
- Discretionary
- $236M
- Clients
- 234
- Avg AUM / client
- $1.0M
- Accounts
- 454
- Employees
- 9
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Mar 19, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 213 | $34.4M | 14.5% |
| Investment companies | 3 | $193M | 81.4% |
| Pension and profit sharing plans | 2 | $1.9M | 0.8% |
| Charitable organizations | 9 | $2.7M | 1.14% |
| Corporations and other businesses | 4 | $4.9M | 2.06% |
| Other | 3 | $89.6K | 0.04% |
People (3)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Ralph John Doudera | Ceo | Jan 1989 (38y) | 75% or more | |
| Collins, Mary, K | President | Mar 2004 (22y) | Less than 5% | |
| Emily Michelle Frazier | Registered representative | Aug 2017 (9y) |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/19/2026 | 984 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Other fees
- • SERVICE FEE/SUB ADVISORY FEE
Services
- • Portfolio management for individuals/small businesses
- • Portfolio management for investment companies
- • Other services
Custody
Reported custodians
- National Financial Services (Fidelity) $34.3M (15% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 19, 2026.
View current Form ADV (SEC/IAPD) ↗