C & C Financial Services, Inc.
- Regulatory AUM
- $66.2M
- Discretionary
- $60.5M
- Clients
- 46
- Avg AUM / client
- $1.4M
- Accounts
- 46
- Employees
- 2
AUM over time
Annual snapshots from Form ADV filings · as of Mar 26, 2026
Asset allocation (SMA assets by investment type)
as of Mar 26, 2026Share of SMA assets by investment vehicle type, as filed in Form ADV Item 5.K. Dollar figures are percentages applied to total regulatory AUM.
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 31 | $26.6M | 40.2% |
| High net worth individuals | 7 | $14.2M | 21.4% |
| Pension and profit sharing plans | 1 | $4.8M | 7.18% |
| Charitable organizations | 3 | $9.1M | 13.8% |
| Corporations and other businesses | 4 | $11.5M | 17.4% |
People (2)
| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Birnbach, Richard, J. | President | May 2003 (23y) | 50% – 75% | |
| Milazzo, Joseph | Secretary / Treasurer | May 2003 (23y) | 50% – 75% |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Birnbach, Richard, J | President / Cco | May 2003 | B | 50% – 75% of C & C Financial Services, Inc. (indirect) |
| Milazzo, Joseph | Secretary/Treasurer | May 2003 | B | 50% – 75% of C & C Financial Services, Inc. (indirect) |
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/26/2026 | 912 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Pension consulting services
Custody
Reported custodians
- Charles Schwab & Co. $46.3M (70% of AUM) Mar 2026
- Hsbc Private Bank $19.9M (30% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 26, 2026.
View current Form ADV (SEC/IAPD) ↗