The Financial Consulate, Inc
- Regulatory AUM
- $1.1B
- Discretionary
- $1.1B
- Clients
- 849
- Avg AUM / client
- $1.3M
- Accounts
- 3,375
- Employees
- 25
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Feb 03, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 516 | $243M | 22.1% |
| High net worth individuals | 328 | $845M | 77.1% |
| Pension and profit sharing plans | 5 | $7.5M | 0.68% |
| Corporations and other businesses | Fewer than 5 clients | $611K | 0.06% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Mid Atlantic Nephrology Associates, P.A. 401 K Profit Sharing Plan Mid Atlantic Nephrology Associates | 2024 |
People (13)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Andrew Vincent Tignanelli | Founder And Chairman | CFP | Jan 1991 (36y) | 75% or more |
| Charles B Bender | Chief Financial Officer | CFP | May 2006 (20y) | 5% – 10% |
| Christopher John O'shea | Chief Investment Officer | CFP | Jan 2015 (12y) | Less than 5% |
| Michael Patrick Mccarthy | Chief Executive Officer, President, And Chief Compliance Officer | CFP Personal Financial Specialist | Dec 2016 (10y) | Less than 5% |
| Roger Irvin Bair | Registered representative | CFP | Apr 2011 (15y) | |
| Graham Pierce Ewing | Registered representative | CFP | Feb 2015 (11y) | |
| Robert Comer Boehner | Registered representative | CFP | Dec 2016 (10y) | |
| Madison Madeleine Bennett | Registered representative | CFP | May 2020 (6y) | |
| Justin Kent Linthicum | Registered representative | CFP | Sep 2021 (5y) | |
| Alec Christopher Sunners | Registered representative | CFP | May 2022 (4y) | |
| Jackson Alexander Courtney | Registered representative | CFP | Jun 2023 (3y) | |
| Leo Anthony Lavezza | Registered representative | CFP | Jun 2023 (3y) | |
| Peter Jacob Geier | Registered representative | CFP | Jul 2024 (2y) |
Undisclosed: 0% – 20% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (1)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Mid Atlantic Nephrology Associates, P.A. 401 K Profit Sharing Plan | Mid Atlantic Nephrology Associates | 123 | $76.4M | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 02/03/2026 | 957 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
- • Selection of other advisers
- • Publication of periodicals or newsletters
- • Educational seminars/workshops
- • Other services
Custody
Reported custodians
- Charles Schwab & Co. $1.0B (95% of AUM) Feb 2026
- Fidelity Brokerage Services $55.9M (5% of AUM) Feb 2026
- National Financial Services (Fidelity) $1.6M (0% of AUM) Mar 2022
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Feb 03, 2026.
View current Form ADV (SEC/IAPD) ↗