Cardinal Capital Management Inc
- Regulatory AUM
- $1.0B
- Discretionary
- $990M
- Clients
- 305
- Avg AUM / client
- $3.4M
- Accounts
- 1,498
- Employees
- 4
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Feb 16, 2026
Investments (13F portfolio — 136 positions, $775,631,165)
13F period Mar 31, 2026| # | Issuer | Class | Value | Shares | % of 13F | % of AUM |
|---|---|---|---|---|---|---|
| 1 | Johnson & Johnson | COM | $28,448,118 | 116,381 | 3.67% | 2.77% |
| 2 | Eli Lilly & Co | COM | $24,642,819 | 26,792 | 3.18% | 2.4% |
| 3 | Apple Inc | COM | $22,083,261 | 87,014 | 2.85% | 2.15% |
| 4 | Costco Wholesale Corporation | COM | $20,672,934 | 20,747 | 2.67% | 2.01% |
| 5 | Exxon Mobil Corp | COM | $19,579,443 | 115,404 | 2.52% | 1.91% |
| 6 | Walmart Inc | COM | $19,296,149 | 154,957 | 2.49% | 1.88% |
| 7 | Alphabet Inc | COM | $18,465,953 | 64,216 | 2.38% | 1.8% |
| 8 | Microsoft Corp | COM | $18,346,730 | 49,563 | 2.37% | 1.79% |
| 9 | Jpmorgan Chase & Co | COM | $17,293,373 | 58,789 | 2.23% | 1.69% |
| 10 | Bank New York Mellon Corp | COM | $16,236,058 | 136,863 | 2.09% | 1.58% |
| 11 | Deere & Co | COM | $15,746,899 | 27,875 | 2.03% | 1.53% |
| 12 | Cisco Sys Inc | COM | $12,234,004 | 157,675 | 1.58% | 1.19% |
| 13 | Conocophillips | COM | $12,129,612 | 91,891 | 1.56% | 1.18% |
| 14 | Merck & Co Inc | COM | $11,706,052 | 96,637 | 1.51% | 1.14% |
| 15 | Emerson Elec Co | COM | $11,637,725 | 88,824 | 1.5% | 1.13% |
| 16 | Ecolab Inc | COM | $11,496,177 | 43,098 | 1.48% | 1.12% |
| 17 | Illinois Tool Wks Inc | COM | $11,420,254 | 43,607 | 1.47% | 1.11% |
| 18 | Lowes Cos Inc | COM | $11,403,818 | 48,264 | 1.47% | 1.11% |
| 19 | Cummins Inc | COM | $11,318,327 | 21,037 | 1.46% | 1.1% |
| 20 | Keysight Technologies Inc | COM | $11,119,731 | 39,380 | 1.43% | 1.08% |
| 21 | International Business Machs | COM | $10,834,349 | 44,698 | 1.4% | 1.06% |
| 22 | Labcorp Holdings Inc | COM | $10,295,398 | 38,587 | 1.33% | 1.0% |
| 23 | Truist Finl Corp | COM | $9,592,836 | 208,676 | 1.24% | 0.93% |
| 24 | National Fuel Gas Co | COM | $9,569,649 | 101,277 | 1.23% | 0.93% |
| 25 | Argan Inc | COM | $9,488,893 | 17,422 | 1.22% | 0.92% |
Top 25 of 136 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 136 | $92.9M | 9.05% |
| High net worth individuals | 151 | $672M | 65.5% |
| Charitable organizations | 11 | $27.9M | 2.72% |
| Corporations and other businesses | 7 | $233M | 22.8% |
People (3)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Glenn C. Andrews | Chairman, President, Chief Investment Officer | CFA | May 2004 (22y) | 50% – 75% |
| Jonathan Wesley Andrews | Vice President/Chief Compliance Officer | CFP | Aug 2010 (16y) | 10% – 25% |
| Kathleen Andrews Warren | Vice President/Chief Financial Officer | CFP | Sep 2010 (16y) | 10% – 25% |
Undisclosed: 0% – 30% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 02/16/2026 | 905 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
Custody
Reported custodians
- Charles Schwab & Co. $1.0B (100% of AUM) Feb 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Feb 16, 2026.
View current Form ADV (SEC/IAPD) ↗