Capital Advantage, Inc.
- Regulatory AUM
- $1.3B
- Discretionary
- $1.3B
- Clients
- 667
- Avg AUM / client
- $1.9M
- Accounts
- 2,271
- Employees
- 16
AUM over time
Annual snapshots from Form ADV filings · as of Mar 31, 2026
Investments (13F portfolio — 150 positions, $819,649,878)
13F period Jun 30, 2026| # | Issuer | Class | Value | Shares | % of 13F | % of AUM |
|---|---|---|---|---|---|---|
| 1 | Capital Grp Fixed Incm Etf T | US MULTI-SECTOR | $103,626,677 | 3,791,682 | 12.6% | 8.12% |
| 2 | Schwab Strategic Tr | FUNDAMENTAL INTL | $58,064,366 | 1,100,538 | 7.08% | 4.55% |
| 3 | Vanguard Whitehall Fds | INTL HIGH ETF | $40,800,620 | 415,485 | 4.98% | 3.2% |
| 4 | Vanguard Whitehall Fds | INTL DVD ETF | $40,290,853 | 431,472 | 4.92% | 3.16% |
| 5 | Ishares Tr | ULTRA SHORT DUR | $37,569,810 | 742,780 | 4.58% | 2.94% |
| 6 | Vanguard World Fd | MEGA CAP VAL ETF | $32,205,694 | 197,037 | 3.93% | 2.52% |
| 7 | Vanguard Specialized Funds | DIV APP ETF | $27,802,072 | 117,497 | 3.39% | 2.18% |
| 8 | Schwab Strategic Tr | US DIVIDEND EQ | $27,686,944 | 873,130 | 3.38% | 2.17% |
| 9 | Capital Group Dividend Value | SHS CREAT UNIT | $26,579,364 | 539,351 | 3.24% | 2.08% |
| 10 | Vanguard World Fd | HEALTH CAR ETF | $26,531,738 | 88,732 | 3.24% | 2.08% |
| 11 | Ishares Tr | 0-5 YR TIPS ETF | $26,437,888 | 258,789 | 3.23% | 2.07% |
| 12 | Spdr Series Trust | ST STR P500ETF | $21,761,314 | 247,625 | 2.66% | 1.7% |
| 13 | Select Sector Spdr Tr | ST STR FINL ETF | $21,322,525 | 397,734 | 2.6% | 1.67% |
| 14 | Vanguard Bd Index Fds | VANGUARD ULTRA | $20,531,932 | 412,453 | 2.51% | 1.61% |
| 15 | Vanguard World Fd | INDUSTRIAL ETF | $18,366,288 | 50,964 | 2.24% | 1.44% |
| 16 | Vanguard World Fd | MEGA CAP INDEX | $16,126,104 | 58,934 | 1.97% | 1.26% |
| 17 | Apple Inc | COM | $15,060,946 | 52,049 | 1.84% | 1.18% |
| 18 | Ishares Tr | TRS FLT RT BD | $13,682,545 | 270,246 | 1.67% | 1.07% |
| 19 | Vanguard Index Fds | SM CP VAL ETF | $13,434,981 | 55,290 | 1.64% | 1.05% |
| 20 | Schwab Strategic Tr | INTL EQTY ETF | $13,176,803 | 475,697 | 1.61% | 1.03% |
| 21 | Vanguard Index Fds | SMALL CP ETF | $10,981,390 | 36,228 | 1.34% | 0.86% |
| 22 | Advanced Micro Devices Inc | COM | $10,844,428 | 18,668 | 1.32% | 0.85% |
| 23 | Ishares Tr | MSCI EAFE ETF | $9,373,459 | 90,234 | 1.14% | 0.73% |
| 24 | Vanguard Index Fds | MCAP VL IDXVIP | $8,725,896 | 44,159 | 1.06% | 0.68% |
| 25 | Ishares Tr | MSCI USA QLT FCT | $8,602,754 | 39,205 | 1.05% | 0.67% |
Top 25 of 150 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 309 | $199M | 15.6% |
| High net worth individuals | 352 | $1.1B | 84.0% |
| Charitable organizations | 2 | $1.6M | 0.12% |
| Corporations and other businesses | 4 | $3.6M | 0.28% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| The Permanente Medical Group, Inc. Salary Deferral Plan The Permanente Medical Group, Inc. | 2024 | |
| Bay Medical Management, Llc 401(k) Profit Sharing Plan Bay Medical Management, Llc | 2024 | |
| Schwabplan Retirement Savings And Investment Plan The Charles Schwab Corporation | 2024 |
People (12)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| John Sterrett Hayman | President | Jun 1998 (28y) | Less than 5% | |
| Donna Lewis Zinman | Senior Financial Advisor | May 2005 (21y) | Less than 5% | |
| Dawnalizabeth Henke | Owner / Chief Compliance Officer / Chief Operating Officer | Aug 2008 (18y) | 5% – 10% | |
| Ian Ashley Castille | Senior Financial Advisor | CFP | Jul 2012 (14y) | Less than 5% |
| Colin Francis Taylor | Owner / Director Of Investment Management | CFA | Sep 2014 (12y) | 10% – 25% |
| Longmuir, Nicola | Trustee | Apr 2019 (7y) | GP / trustee / elected manager of Cb Trust (indirect) | |
| Zinman, Mark, A | Trustee | Apr 2019 (7y) | GP / trustee / elected manager of Zinman Family Trust (indirect) | |
| Castille, Sara, Lyn Delee | Trustee | Jun 2019 (7y) | GP / trustee / elected manager of Castille Family Trust (indirect) | |
| Ian Michael Burkhard | Registered representative | Mar 2022 (4y) | ||
| Jason Alexander Terhune | Registered representative | CFP | Aug 2022 (4y) | |
| Selma Benrekia Hackett | Registered representative | Jan 2024 (3y) | ||
| Brian Anthony Wang | Registered representative | CFA | Jan 2025 (2y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Cb Trust | Owner | Apr 2019 | A | 50% – 75% |
| Castille Family Trust | Owner | Jun 2019 | A | 10% – 25% |
| Zinman Family Trust | Owner | Apr 2019 | A | 5% – 10% |
Undisclosed: 0% – 20% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (3)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| The Permanente Medical Group, Inc. Salary Deferral Plan | The Permanente Medical Group, Inc. | 21,762 | $9.9B | 01/01/2024 |
| Bay Medical Management, Llc 401(k) Profit Sharing Plan | Bay Medical Management, Llc | 337 | $209M | 01/01/2024 |
| Schwabplan Retirement Savings And Investment Plan | The Charles Schwab Corporation | 32,145 | $8.9B | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/31/2026 | 957 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Selection of other advisers
Custody
Reported custodians
- Charles Schwab & Co. $1.1B (85% of AUM) Mar 2026
- Fidelity Brokerage Services $172M (14% of AUM) Mar 2026
- National Financial Services (Fidelity) $114M (11% of AUM) Mar 2024
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 31, 2026.
View current Form ADV (SEC/IAPD) ↗