Moisand Fitzgerald Tamayo, Llc
- Regulatory AUM
- $1.4B
- Discretionary
- $1.4B
- Clients
- 912
- Avg AUM / client
- $1.5M
- Accounts
- 3,662
- Employees
- 30
AUM over time
Annual snapshots from Form ADV filings · as of Mar 30, 2026
Investments (13F portfolio — 535 positions, $1,023,990,132)
13F period Jun 30, 2026| # | Issuer | Class | Value | Shares | % of 13F | % of AUM |
|---|---|---|---|---|---|---|
| 1 | Dimensional Etf Trust | INTL CORE EQT MK | $152,348,927 | 3,693,307 | 14.9% | 11.3% |
| 2 | American Centy Etf Tr | US LARGE CAP VLU | $123,742,277 | 1,356,674 | 12.1% | 9.16% |
| 3 | Schwab Strategic Tr | INT-TRM U.S TRES | $100,472,595 | 4,074,314 | 9.81% | 7.44% |
| 4 | Schwab Strategic Tr | SHT TM US TRES | $98,547,838 | 4,082,346 | 9.62% | 7.3% |
| 5 | Dimensional Etf Trust | US SMALL CAP ETF | $80,662,168 | 979,623 | 7.88% | 5.97% |
| 6 | American Centy Etf Tr | US SML CP VALU | $78,797,798 | 631,595 | 7.7% | 5.84% |
| 7 | American Centy Etf Tr | INTL SMCP VLU | $39,572,060 | 384,008 | 3.86% | 2.93% |
| 8 | Dimensional Etf Trust | US REAL ESTA ETF | $38,075,466 | 1,455,484 | 3.72% | 2.82% |
| 9 | American Centy Etf Tr | AVAN US VALU ETF | $36,521,411 | 453,485 | 3.57% | 2.7% |
| 10 | Dimensional Etf Trust | US MKTWIDE VALUE | $29,435,893 | 535,101 | 2.87% | 2.18% |
| 11 | Dimensional Etf Trust | EMGR CRE EQT MNG | $23,729,497 | 590,139 | 2.32% | 1.76% |
| 12 | Ishares Tr | CORE S&P500 ETF | $16,804,212 | 22,439 | 1.64% | 1.24% |
| 13 | Vanguard Index Fds | S&P 500 ETF SHS | $14,184,834 | 20,653 | 1.39% | 1.05% |
| 14 | Dimensional Etf Trust | US TARGETED VLU | $13,080,947 | 187,138 | 1.28% | 0.97% |
| 15 | Dimensional Etf Trust | WORLD EX US CORE | $10,724,751 | 291,117 | 1.05% | 0.79% |
| 16 | Schwab Strategic Tr | US MID-CAP ETF | $9,583,663 | 259,931 | 0.94% | 0.71% |
| 17 | Vanguard Index Fds | TOTAL STK MKT | $6,463,561 | 17,467 | 0.63% | 0.48% |
| 18 | Ea Series Trust | ALPHA ARCH 1-3 | $6,225,676 | 53,170 | 0.61% | 0.46% |
| 19 | Spdr Series Trust | ST STR P500ETF | $6,140,347 | 69,872 | 0.6% | 0.45% |
| 20 | Ishares Tr | RUS 1000 ETF | $5,203,107 | 12,706 | 0.51% | 0.39% |
| 21 | Dimensional Etf Trust | INTL CORE EQUITY | $4,831,207 | 129,662 | 0.47% | 0.36% |
| 22 | Dimensional Etf Trust | INTERNATNAL VAL | $4,692,718 | 86,870 | 0.46% | 0.35% |
| 23 | American Centy Etf Tr | INTL EQT ETF | $4,429,874 | 49,662 | 0.43% | 0.33% |
| 24 | Vanguard Index Fds | VALUE ETF | $4,309,646 | 19,775 | 0.42% | 0.32% |
| 25 | Vanguard Index Fds | MID CAP ETF | $4,168,246 | 51,734 | 0.41% | 0.31% |
Top 25 of 535 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 517 | $218M | 16.2% |
| High net worth individuals | 389 | $1.1B | 83.7% |
| Pension and profit sharing plans | 6 | $0 | — |
| Charitable organizations | 0 | $134K | 0.01% |
| Corporations and other businesses | 0 | $1.9M | 0.14% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| United Airlines Pilot Retirement Account Plan United Airlines, Inc. | 2024 |
People (12)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Charles Edmund Fitzgerald | Member | CFP | Jul 1998 (28y) | 10% – 25% |
| Ronald Tamayo | Member Llc | CFP | Jul 1998 (28y) | 10% – 25% |
| Daniel Brian Moisand | Member, Llc | CFP | Jan 2003 (24y) | 10% – 25% |
| Derrick Banks Chandler | Member Llc | CFP | Jan 2009 (18y) | 10% – 25% |
| Michael Todd Salmon | Member Llc | CFP | Mar 2013 (13y) | 10% – 25% |
| Nash, Sara, Elizabeth | Chief Compliance Officer | Jan 2019 (8y) | Less than 5% | |
| Dennis John Hunt | Registered representative | CFP | Mar 2020 (6y) | |
| Thomas Lamar Lucas | Registered representative | CFP | May 2021 (5y) | |
| Ryan Edward Osborne | Registered representative | CFP | Mar 2023 (3y) | |
| Bradley William Brescia | Registered representative | CFP | Jun 2023 (3y) | |
| James Edward Crandall | Registered representative | CFP | Dec 2024 (2y) | |
| Casandra Adcox Garrett | Registered representative | CFP | Feb 2025 (1y) |
Undisclosed: 0% – 50% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (1)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| United Airlines Pilot Retirement Account Plan | United Airlines, Inc. | 17,444 | $16.8B | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/30/2026 | 962 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
- • Other fees
- • TAX PREP
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
Custody
Reported custodians
- Charles Schwab & Co. $1.3B (94% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 30, 2026.
View current Form ADV (SEC/IAPD) ↗