Sterneck Capital Management Llc
- Regulatory AUM
- $328M
- Discretionary
- $309M
- Clients
- 265
- Avg AUM / client
- $1.2M
- Accounts
- 670
- Employees
- 5
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Jul 07, 2026
Investments (13F portfolio — 116 positions, $222,702,168)
13F period Mar 31, 2026| # | Issuer | Class | Value | Shares | % of 13F | % of AUM |
|---|---|---|---|---|---|---|
| 1 | Apple Inc | COM | $21,635,214 | 85,248 | 9.71% | 6.6% |
| 2 | Invesco Exchange Traded Fd T | S&P500 EQL WGT | $19,935,929 | 103,876 | 8.95% | 6.08% |
| 3 | J P Morgan Exchange Traded F | DIV RTN INT EQ | $12,267,840 | 172,204 | 5.51% | 3.74% |
| 4 | Spdr Index Shs Fds | STATE STREET SPD | $12,208,479 | 260,253 | 5.48% | 3.72% |
| 5 | J P Morgan Exchange Traded F | JPMORGAN DIVER | $11,995,244 | 92,122 | 5.39% | 3.66% |
| 6 | Goldman Sachs Etf Tr | ACCES TREASURY | $8,109,679 | 80,943 | 3.64% | 2.47% |
| 7 | Spdr Series Trust | STATE STREET SPD | $8,078,604 | 102,183 | 3.63% | 2.46% |
| 8 | American Centy Etf Tr | US EQT ETF | $7,367,565 | 66,267 | 3.31% | 2.25% |
| 9 | State Str Spdr S&P 500 Etf T | TR UNIT | $7,101,564 | 10,920 | 3.19% | 2.17% |
| 10 | American Centy Etf Tr | US SML CP VALU | $6,893,676 | 62,403 | 3.1% | 2.1% |
| 11 | Ishares Tr | U S EQUITY FACTR | $6,155,635 | 93,267 | 2.76% | 1.88% |
| 12 | Alphabet Inc | CAP STK CL C | $5,721,033 | 19,944 | 2.57% | 1.74% |
| 13 | Valued Advisers Tr | REGAN FLTG RATE | $5,148,658 | 201,829 | 2.31% | 1.57% |
| 14 | American Centy Etf Tr | AVANTIS EMGMKT | $4,675,413 | 58,022 | 2.1% | 1.43% |
| 15 | Alphabet Inc | CAP STK CL A | $4,599,067 | 15,993 | 2.07% | 1.4% |
| 16 | Amazon Com Inc | COM | $4,489,885 | 21,558 | 2.02% | 1.37% |
| 17 | Tortoise Capital Series Trus | AI INFRASTRUCTUR | $4,258,746 | 122,943 | 1.91% | 1.3% |
| 18 | Meta Platforms Inc | CL A | $3,993,276 | 6,980 | 1.79% | 1.22% |
| 19 | Litman Gregory Fds Tr | IMGP DBI MANAGED | $3,955,765 | 131,203 | 1.78% | 1.21% |
| 20 | Microsoft Corp | COM | $3,277,855 | 8,855 | 1.47% | 1.0% |
| 21 | International Business Machs | COM | $3,221,362 | 13,290 | 1.45% | 0.98% |
| 22 | American Centy Etf Tr | INTL EQT ETF | $3,080,176 | 36,306 | 1.38% | 0.94% |
| 23 | Berkshire Hathaway Inc Del | CL B NEW | $2,795,174 | 5,833 | 1.26% | 0.85% |
| 24 | Janus Detroit Str Tr | HENDERSON MTG | $2,779,383 | 61,518 | 1.25% | 0.85% |
| 25 | Bluerock Pvt Real Estate Fd | COM | $2,087,545 | 125,680 | 0.94% | 0.64% |
Top 25 of 116 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 120 | $20.6M | 6.29% |
| High net worth individuals | 129 | $302M | 92.2% |
| Charitable organizations | 8 | $3.1M | 0.95% |
| Corporations and other businesses | 8 | $1.9M | 0.58% |
People (4)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Frank Martin Sterneck | Managing Member | Dec 1999 (27y) | 50% – 75% | |
| Robin Peppe Sterneck | President | Jun 2015 (11y) | 50% – 75% | |
| Brandie Mignon Giffin | Chief Operating Officer; Chief Compliance Officer | Dec 2016 (10y) | Less than 5% | |
| Austin Lloyd Drake | Registered representative | CFP | Apr 2019 (7y) |
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 07/07/2026 | 945 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Fixed fees
- • Other fees
- • GENERIC NON-ADVIOSORY EDUCATIONAL FINANCIAL PLANNING SESSIONS F
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Publication of periodicals or newsletters
- • Educational seminars/workshops
- • Other services
Custody
Reported custodians
- Charles Schwab & Co. $322M (98% of AUM) Jul 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Jul 07, 2026.
View current Form ADV (SEC/IAPD) ↗