Pacific Wealth Management, Llc
- Regulatory AUM
- $372M
- Discretionary
- $365M
- Clients
- 209
- Avg AUM / client
- $1.8M
- Accounts
- 529
- Employees
- 6
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Apr 01, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 107 | $67.4M | 18.1% |
| High net worth individuals | 102 | $305M | 81.9% |
People (8)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Justin Chandler Kuntz | Managing Member, Cco | CFP | Nov 2013 (13y) | ≈ 37.5% – 75% via Jm Kuntz 2022 Trust |
| Kuntz, Montana, Rae | Trustee | Jan 2023 (4y) | ≈ 37.5% – 75% via Jm Kuntz 2022 Trust | |
| Michael Leonard Lim | Registered representative | Feb 2003 (23y) | ||
| John Philip Mayer | Registered representative | CFP | Oct 2018 (8y) | |
| Marjorie Ford Smith | Registered representative | CFP | Jun 2021 (5y) | |
| Isaac J Cardoza | Registered representative | CFP | Nov 2023 (3y) | |
| James Chandler Kuntz | Registered representative | Jan 2025 (2y) | ||
| Maryam Pilar Anaya | Registered representative | Aug 2025 (1y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Jm Kuntz 2022 Trust | Member | Jan 2023 | A | 75% or more |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Estimated effective ownership (look-through of filed bands):
- Justin Chandler Kuntz: 50% – 75% of Jm Kuntz 2022 Trust × 75% – 100% direct ≈ 37.5% – 75% of the firm
- Kuntz, Montana, Rae: 50% – 75% of Jm Kuntz 2022 Trust × 75% – 100% direct ≈ 37.5% – 75% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 04/01/2026 | 907 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
- • Other fees
- • % OF ASSETS MONITORED
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Selection of other advisers
- • Other services
Custody
Reported custodians
- Charles Schwab & Co. $358M (96% of AUM) Apr 2026
- Pershing $162M (68% of AUM) Oct 2022
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Apr 01, 2026.
View current Form ADV (SEC/IAPD) ↗