AUMdb
HP

Horizons Planning Corporation

State-registered Wealth Manager · Boutique (under $100M) CRD 115179 · Ann Arbor, MI ·
☆ Save with Pro ADV data as of Mar 24, 2026
Regulatory AUM
$87.9M
Discretionary
$87.9M
Clients
147
Avg AUM / client
$598K
Accounts
361
Employees
4

Who they serve

Client typeClientsAUM% of AUM
Individuals (non-high net worth) 139 $68.5M 78.0%
High net worth individuals 5 $13.2M 15.0%
Charitable organizations 2 $3.4M 3.83%
Corporations and other businesses 1 $2.8M 3.14%

People (4)

roster as of Jul 20, 2026
NameRole / titleCredentialsWith firm sinceOwnership
David John Keosaian Registered representative Chartered Financial Consultant Aug 2010 (16y)
Michael Scott Wiard Registered representative Aug 2010 (16y)
Scott Emil Wiard Registered representative Nov 2010 (16y)
Mark Paul Adams Registered representative Jun 2022 (4y)

Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.

Documents (1 archived)

FormPeriodSize
Form ADV (full filing) 03/24/2026 1.43 MB View · PDF · Source ↗

Archived copies of the firm's regulatory filings, versioned by content hash.

Disciplinary disclosures

This firm answered "yes" to a disciplinary item on its latest filing. Detailed disclosure pages for this filing have not been imported yet — see the source filing below.

How they charge

  • Percentage of assets under management
  • Hourly charges

Services

  • Financial planning services
  • Portfolio management for individuals/small businesses
  • Portfolio management for pooled investment vehicles
  • Portfolio management for businesses/institutional clients
  • Pension consulting services
  • Market timing services
  • Educational seminars/workshops

Custody

Reported custodians

Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).

Firm reports it does not have custody of client funds or securities (Item 9.A).

Source

All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 24, 2026.

View current Form ADV (SEC/IAPD) ↗