Bcs Financial, Llc
SEC-registered
Wealth Manager · Small ($100M–$1B)
CRD 115489
· SEC file 801-60905
· Johnson City, TN
· www.instagram.com
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ADV data as of Mar 13, 2026
- Regulatory AUM
- $987M
- Discretionary
- $897M
- Clients
- 848
- Avg AUM / client
- $1.2M
- Accounts
- 1,862
- Employees
- 12
AUM over time
$90.6M
$987M
Mar 23, 2012
Mar 13, 2026
Reported AUM from Form ADV filings, plotted by filing date · as of Mar 13, 2026
Investments (13F portfolio — 270 positions, $555,097,231)
13F period Jun 30, 2026| # | Issuer | Class | Value | Shares | % of 13F | % of AUM |
|---|---|---|---|---|---|---|
| 1 | Vanguard Index Fds | S&P 500 ETF SHS | $57,509,655 | 83,736 | 10.4% | 5.82% |
| 2 | Schwab Strategic Tr | US LRG CAP ETF | $19,985,592 | 679,092 | 3.6% | 2.02% |
| 3 | Schwab Strategic Tr | INTL EQTY ETF | $18,016,133 | 650,399 | 3.25% | 1.82% |
| 4 | Ishares Tr | CORE US AGGBD ET | $14,075,297 | 142,203 | 2.54% | 1.43% |
| 5 | Procter & Gamble Co | COM | $14,035,280 | 95,712 | 2.53% | 1.42% |
| 6 | Spdr Series Trust | ST STR P500GRW | $14,001,120 | 117,665 | 2.52% | 1.42% |
| 7 | Vanguard Scottsdale Fds | SHRT TRM CORP BD | $12,472,867 | 157,822 | 2.25% | 1.26% |
| 8 | Spdr Series Trust | ST STR P500VAL | $12,288,434 | 202,146 | 2.21% | 1.24% |
| 9 | Invesco Exch Trd Slf Idx Fd | BULSHS 2026 CB | $10,341,124 | 529,635 | 1.86% | 1.05% |
| 10 | Invesco Exch Trd Slf Idx Fd | BUL 2033 COR ETF | $9,458,157 | 449,212 | 1.7% | 0.96% |
| 11 | Vanguard Whitehall Fds | INTL HIGH ETF | $9,293,259 | 94,636 | 1.67% | 0.94% |
| 12 | Schwab Strategic Tr | FUNDAMENTAL US L | $8,711,230 | 280,104 | 1.57% | 0.88% |
| 13 | Invesco Exch Trd Slf Idx Fd | BULSHS 2027 CB | $8,022,205 | 408,983 | 1.45% | 0.81% |
| 14 | Pimco Etf Tr | ACTIVE BD ETF | $7,917,521 | 85,864 | 1.43% | 0.8% |
| 15 | Invesco Exch Trd Slf Idx Fd | BULL 2034 CO ETF | $7,164,188 | 346,682 | 1.29% | 0.73% |
| 16 | Invesco Exch Trd Slf Idx Fd | INVSCO BLSH 28 | $7,137,141 | 350,461 | 1.29% | 0.72% |
| 17 | Spdr Index Shs Fds | ST STR PO EX ETF | $6,959,045 | 138,105 | 1.25% | 0.7% |
| 18 | Schwab Strategic Tr | FUNDAMENTAL INTL | $6,945,013 | 131,634 | 1.25% | 0.7% |
| 19 | Schwab Strategic Tr | US DIVIDEND EQ | $6,890,860 | 217,305 | 1.24% | 0.7% |
| 20 | Vanguard Index Fds | VALUE ETF | $6,532,234 | 29,974 | 1.18% | 0.66% |
| 21 | Vanguard Index Fds | GROWTH ETF | $6,335,012 | 73,543 | 1.14% | 0.64% |
| 22 | Schwab Strategic Tr | US SML CAP ETF | $6,020,731 | 166,639 | 1.08% | 0.61% |
| 23 | Invesco Exch Trd Slf Idx Fd | BULLETSHARE 2034 | $5,792,635 | 234,983 | 1.04% | 0.59% |
| 24 | Invesco Exch Trd Slf Idx Fd | BULETSHS 2029 | $5,730,629 | 308,513 | 1.03% | 0.58% |
| 25 | Apple Inc | COM | $5,331,618 | 18,426 | 0.96% | 0.54% |
Top 25 of 270 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 622 | $178M | 18.0% |
| High net worth individuals | 202 | $697M | 70.6% |
| Pension and profit sharing plans | 17 | $91.3M | 9.25% |
| Charitable organizations | 7 | $21.5M | 2.18% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Retirement Income Plan For Employees Of Insulfab Plastics, Inc. Insulfab Plastics, Inc. | 2024 | |
| Blackburn, Childers & Steagall 401 K Profit Sharing Plan Blackburn, Childers & Steagall, Plc | 2024 |
People (19)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Myra Alyne O'dell | Member | CFP | Jan 2008 (19y) | 10% – 25% |
| Nicholas Andrew Clay | Member | Oct 2010 (16y) | 10% – 25% | |
| Farmer, Wade, Harrison | General Partner | Nov 2010 (16y) | GP / trustee / elected manager of Scb Partnership (indirect) | |
| Greer, Thomas, Samual | General Partner | Nov 2010 (16y) | GP / trustee / elected manager of Scb Partnership (indirect) | |
| Kisner, Chad, Thomas | General Partner | Nov 2010 (16y) | GP / trustee / elected manager of Scb Partnership (indirect) | |
| Peters, Kevin, Robinson | General Partner | Nov 2010 (16y) | GP / trustee / elected manager of Scb Partnership (indirect) | |
| Steagall Jones, Melissa, Shawn | General Partner | Nov 2010 (16y) | GP / trustee / elected manager of Scb Partnership (indirect) | |
| Hatfield, James, Andrew | General Partner | Jan 2012 (15y) | GP / trustee / elected manager of Scb Partnership (indirect) | |
| Olander, Lauren, Shockley | Chief Compliance Officer | Oct 2014 (12y) | Less than 5% | |
| Eddy, Michael, F | General Partner | Dec 2015 (11y) | GP / trustee / elected manager of Scb Partnership (indirect) | |
| Nathan Christopher Goodwin | Member | Jan 2017 (10y) | 5% – 10% | |
| Benson, Kenneth, A | General Partner | Jan 2020 (7y) | GP / trustee / elected manager of Scb Partnership (indirect) | |
| Presnell, Sarah, M | General Partner | Jan 2022 (5y) | GP / trustee / elected manager of Scb Partnership (indirect) | |
| Fenner, Tara | General Partner | Jan 2023 (4y) | GP / trustee / elected manager of Scb Partnership (indirect) | |
| John Douglas Brandon | Registered representative | Apr 2021 (5y) | ||
| Scott Mason Linn | Registered representative | Sep 2021 (5y) | ||
| Eliza Brooke Parton | Registered representative | Jul 2024 (2y) | ||
| Andrew Harrison Farmer | Registered representative | Sep 2024 (2y) | ||
| Ethan Bennett | Registered representative | Jul 2026 (0y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Scb Partnership | Member | Nov 2010 | A | 50% – 75% |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (2)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Retirement Income Plan For Employees Of Insulfab Plastics, Inc. | Insulfab Plastics, Inc. | 6 | — | 01/01/2024 |
| Blackburn, Childers & Steagall 401 K Profit Sharing Plan | Blackburn, Childers & Steagall, Plc | 130 | $19.3M | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/13/2026 | 1.14 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Pension consulting services
Custody
Reported custodians
- Charles Schwab & Co. $894M (91% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 13, 2026.
View current Form ADV (SEC/IAPD) ↗