Northstar Financial Companies, Inc.
- Regulatory AUM
- $519M
- Discretionary
- $494M
- Clients
- 507
- Avg AUM / client
- $1.0M
- Accounts
- 1,338
- Employees
- 10
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Mar 24, 2026
Investments (13F portfolio — 112 positions, $125,754,474)
13F period Mar 31, 2026| # | Issuer | Class | Value | Shares | % of 13F | % of AUM |
|---|---|---|---|---|---|---|
| 1 | Ishares Tr | RUS 1000 ETF | $11,857,046 | 33,254 | 9.43% | 2.28% |
| 2 | Visa Inc | COM CL A | $7,745,188 | 25,626 | 6.16% | 1.49% |
| 3 | Vanguard Admiral Fds Inc | 500 GRTH IDX F | $4,736,937 | 11,619 | 3.77% | 0.91% |
| 4 | Apple Inc | COM | $4,688,907 | 18,476 | 3.73% | 0.9% |
| 5 | Vanguard Tax Managed Fds | VAN FTSE DEV MKT | $4,115,025 | 64,217 | 3.27% | 0.79% |
| 6 | Chevron Corporation | COM | $3,738,107 | 18,067 | 2.97% | 0.72% |
| 7 | Verizon Communications Inc | COM | $3,436,535 | 68,457 | 2.73% | 0.66% |
| 8 | Microsoft Corp | COM | $3,331,785 | 9,001 | 2.65% | 0.64% |
| 9 | Exxon Mobil Corp | COM | $3,267,826 | 19,261 | 2.6% | 0.63% |
| 10 | J P Morgan Exchange Traded F | ULTRA SHRT ETF | $3,079,307 | 60,844 | 2.45% | 0.59% |
| 11 | Ishares Gold Tr | ISHARES NEW | $2,820,591 | 31,994 | 2.24% | 0.54% |
| 12 | Johnson & Johnson | COM | $2,752,306 | 11,260 | 2.19% | 0.53% |
| 13 | Amazon Com Inc | COM | $2,724,003 | 13,079 | 2.17% | 0.52% |
| 14 | Vanguard Index Fds | SMALL CP ETF | $2,635,519 | 10,062 | 2.1% | 0.51% |
| 15 | Alphabet Inc | CAP STK CL C | $2,544,696 | 8,871 | 2.02% | 0.49% |
| 16 | Nvidia Corporation | COM | $1,999,122 | 11,463 | 1.59% | 0.39% |
| 17 | Nextera Energy Inc | COM | $1,875,619 | 20,194 | 1.49% | 0.36% |
| 18 | American Elec Pwr Co Inc | COM | $1,853,733 | 14,142 | 1.47% | 0.36% |
| 19 | Ishares Tr | U.S. INSRNCE ETF | $1,832,751 | 14,286 | 1.46% | 0.35% |
| 20 | Jpmorgan Chase & Co | COM | $1,774,204 | 6,031 | 1.41% | 0.34% |
| 21 | Eli Lilly & Co | COM | $1,678,553 | 1,825 | 1.33% | 0.32% |
| 22 | Ishares Tr | GLB CNSM STP ETF | $1,570,245 | 23,433 | 1.25% | 0.3% |
| 23 | Invesco Exchange Traded Fd T | AEROSPACE DEFN | $1,560,894 | 9,420 | 1.24% | 0.3% |
| 24 | Micron Technology Inc | COM | $1,529,441 | 4,527 | 1.22% | 0.29% |
| 25 | Rtx Corporation | COM | $1,414,089 | 7,331 | 1.12% | 0.27% |
Top 25 of 112 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 394 | $153M | 29.5% |
| High net worth individuals | 113 | $363M | 69.9% |
| Pension and profit sharing plans | Fewer than 5 clients | $3.0M | 0.58% |
People (8)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Steven Brian Girard | President Of Northstar Financial Cos. Inc. | Jan 2003 (24y) | 75% or more | |
| Julia Megan Randall | Chief Compliance Officer | Jun 2008 (18y) | Less than 5% | |
| Glenn Alfred Williams | President Of Ah Williams & Co. Inc. | May 2021 (5y) | 10% – 25% | |
| Thomas Tuskey | Registered representative | Jan 2021 (6y) | ||
| Gavin B King | Registered representative | Apr 2024 (2y) | ||
| Lynne T Nahigyan | Registered representative | CFP | Jul 2024 (2y) | |
| Barry William Randall | Registered representative | Mar 2026 (0y) | ||
| Alexander R Bastron | Registered representative | Mar 2026 (0y) |
Undisclosed: 0% – 15% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/24/2026 | 1.16 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
Allegations: FIRM ENGAGED IN INVESTMENT ADVISORY BUSINESS WITH CLIENTS IN THE STATE OF FLORIDA WITHOUT BEING PROPERLY REGISTERED. Status: Final Sanction Detail: TOTAL FINE AMOUNTED TO $13,000 OF WHICH $6,000 WAS PAID IMMEDIATELY AND $7,000 PAYABLE IN 30 DAYS. ADVISER REGISTRATION IS APPROVED WITHOUT QUALIFICATION UPON FIRST PAYMENT. Summary: PRIOR TO AN INDEPENDENT AUDIT OF OUR FIRM CONDUCTED IN 2014, WE BELIEVED THAT FL DE MINIMUS WAS 10 OR MORE CLIENTS. UPON LEARNING THAT FL DE MINIMUS AS A STATE-LEVEL ADVISOR IS ACTUALLY 5, WE FILED AN APPLICATION FOR REGISTRATION WITH THE STATE AND IN THE PROCESS VOLUNTARILY DISCLOSED THAT WE HAD INADVERTENTLY BEEN OPERATING WITHOUT REGISTRATION.
Disclosure text reproduced verbatim from the firm's own Form ADV filings.
How they charge
- • Percentage of assets under management
- • Hourly charges
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Pension consulting services
- • Selection of other advisers
Custody
Reported custodians
- Charles Schwab & Co. $135M (26% of AUM) Mar 2026
- National Financial Services (Fidelity) $121M (82% of AUM) Jun 2020
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 24, 2026.
View current Form ADV (SEC/IAPD) ↗