Consolidated Financial Management Group, Llc
- Regulatory AUM
- $589M
- Discretionary
- $245M
- Clients
- 760
- Avg AUM / client
- $775K
- Accounts
- 1,495
- Employees
- 6
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Mar 17, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 583 | $80.5M | 13.7% |
| High net worth individuals | 112 | $165M | 28.0% |
| Pension and profit sharing plans | 65 | $343M | 58.3% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Exhibit Concepts, Inc. 401(k) Profit Sharing Plan Exhibit Concepts, Inc. | 2024 | |
| Mcgregor Metalworking Companies 401(k) Profit Sharing Plan Mcgregor Metal Holdings Llc | 2024 | |
| Transportation Research Center Inc. Employees' Retirement Savings Plan And Trust Transportation Research Center Inc. | 2024 | |
| Ovmc 401(k) Plan Ohio Valley Medical Center, Llc | 2024 | |
| Yamada North America Inc. Associates Retirement Plan Yamada North America, Inc. | 2024 | |
| The Center Retirement Plan The Center For Individual & Family Services | 2024 |
People (8)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Roach, Gerald, Eugene | Shareholder & Vice President | Jun 1987 (39y) | ≈ 2.5% – 12.5% via The Wiseman Agency | |
| Andrew Todd Roseberry | Member | Aug 1998 (28y) | 10% – 25% | |
| James Mark Curry | Member | CFP | Aug 1998 (28y) | 10% – 25% |
| Bell, Robert, Andrew | Member | Dec 2008 (18y) | 25% – 50% | |
| Edward Steele Bell | Member & Chief Compliance Officer | CFP Chartered Financial Consultant | Jan 2009 (18y) | 10% – 25% |
| Waugh, Lori, A. | Treasurer | Jan 2010 (17y) | ≈ 5% – 18.75% via The Wiseman Agency | |
| Jeffrey Ryan Bell | Registered representative | Jan 2009 (18y) | ||
| Taylor Anne England | Registered representative | CFP | Feb 2025 (2y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| The Wiseman Agency | Member | Aug 1998 | A | 10% – 25% |
Undisclosed: 0% – 35% of the firm is not attributable from the filed Schedule A bands.
Estimated effective ownership (look-through of filed bands):
- Roach, Gerald, Eugene: 25% – 50% of The Wiseman Agency × 10% – 25% direct ≈ 2.5% – 12.5% of the firm
- Waugh, Lori, A.: 50% – 75% of The Wiseman Agency × 10% – 25% direct ≈ 5% – 18.75% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (6)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Exhibit Concepts, Inc. 401(k) Profit Sharing Plan | Exhibit Concepts, Inc. | 122 | $9.4M | 01/01/2024 |
| Mcgregor Metalworking Companies 401(k) Profit Sharing Plan | Mcgregor Metal Holdings Llc | 250 | $11.4M | 01/01/2024 |
| Transportation Research Center Inc. Employees' Retirement Savings Plan And Trust | Transportation Research Center Inc. | 371 | $37.8M | 01/01/2024 |
| Ovmc 401(k) Plan | Ohio Valley Medical Center, Llc | 0 | $0 | 01/01/2024 |
| Yamada North America Inc. Associates Retirement Plan | Yamada North America, Inc. | 337 | $19.2M | 01/01/2024 |
| The Center Retirement Plan | The Center For Individual & Family Services | 452 | $7.1M | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/17/2026 | 1.21 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
Allegations: ON APRIL 20, 2023, CFMG ENTERED INTO A VOLUNTARY, NEGOTIATED CONSENT AGREEMENT WITH A STATE REGULATOR (THE CONSENT AGREEMENT). THE CONSENT AGREEMENT RESOLVED ALLEGATIONS THAT TWO OF CFMG'S ADVISORY AFFILIATES FAILED TO DISCLOSE CERTAIN OUTSIDE BUSINESS ACTIVITIES. AS PART OF THE CONSENT AGREEMENT, CFMG VOLUNTARILY REIMBURSED INVESTORS IN THE OUTSIDE BUSINESS ACTIVITY. Status: Final Sanction Detail: $768,110 VOLUNTARY REIMBURSEMENT PAID ON OR PRIOR TO 12/31/2021 Summary: ON APRIL 20, 2023, CFMG ENTERED INTO A VOLUNTARY, NEGOTIATED CONSENT AGREEMENT WITH A STATE REGULATOR (THE CONSENT AGREEMENT). THE CONSENT AGREEMENT RESOLVED ALLEGATIONS THAT TWO OF CFMG'S ADVISORY AFFILIATES FAILED TO DISCLOSE CERTAIN OUTSIDE BUSINESS ACTIVITIES. AS PART OF THE CONSENT AGREEMENT, CFMG VOLUNTARILY REIMBURSED INVESTORS IN THE OUTSIDE BUSINESS ACTIVITY.
Disclosure text reproduced verbatim from the firm's own Form ADV filings.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
- • Commissions
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
- • Selection of other advisers
Custody
Reported custodians
- Charles Schwab & Co. $245M (42% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 17, 2026.
View current Form ADV (SEC/IAPD) ↗