Rfm Financial Solutions, Llc
- Regulatory AUM
- $260M
- Discretionary
- $197M
- Clients
- 570
- Avg AUM / client
- $456K
- Accounts
- 979
- Employees
- 6
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Aug 06, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 472 | $41.7M | 16.0% |
| High net worth individuals | 72 | $205M | 78.7% |
| Pension and profit sharing plans | Fewer than 5 clients | $2 | 0.0% |
| Charitable organizations | Fewer than 5 clients | $122K | 0.05% |
| Corporations and other businesses | 26 | $13.5M | 5.19% |
People (3)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Michael Eugene Harter | Chief Compliance Officer & Managing Member | CFP | Oct 1999 (27y) | ≈ 37.5% – 75% via Robert F. Murray & Company, Certified Public Accountants, P.C. |
| Sara Dorothy Brubaker | Registered representative | Chartered Financial Consultant | Jan 2024 (3y) | |
| Justin C Cook | Registered representative | CFP | Jan 2025 (2y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Robert F. Murray & Company, Certified Public Accountants, P.C. | Parent Company | Oct 1999 | A | 75% or more |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Estimated effective ownership (look-through of filed bands):
- Michael Eugene Harter: 50% – 75% of Robert F. Murray & Company, Certified Public Accountants, P.C. × 75% – 100% direct ≈ 37.5% – 75% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 12/22/2025 | 988 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Pension consulting services
- • Other services
Custody
Reported custodians
- Charles Schwab & Co. $228M (87% of AUM) Dec 2025
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Aug 06, 2026.
View current Form ADV (SEC/IAPD) ↗