Cardinal Capital Management, Inc.
- Regulatory AUM
- $4.0B
- Discretionary
- $4.0B
- Clients
- 3,444
- Avg AUM / client
- $1.2M
- Accounts
- 10,416
- Employees
- 81
AUM over time
Annual snapshots from Form ADV filings · as of Jan 06, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 2,354 | $856M | 21.3% |
| High net worth individuals | 675 | $1.6B | 40.5% |
| Pooled investment vehicles (non-investment companies) | 2 | $23.0M | 0.57% |
| Pension and profit sharing plans | Fewer than 5 clients | $24.4M | 0.61% |
| Charitable organizations | 25 | $100M | 2.5% |
| State or municipal government entities | Fewer than 5 clients | $860M | 21.4% |
| Insurance companies | Fewer than 5 clients | $14.3M | 0.36% |
| Corporations and other businesses | 388 | $509M | 12.7% |
| Other | Fewer than 5 clients | $6.7M | 0.17% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Liberty Mutual 401(k) Plan Liberty Mutual Group Inc. | 2024 | |
| Advocate Aurora Health Pension Plan Advocate Aurora Health, Inc. | 2024 |
People (15)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Engel, Donald, Craig | Director | May 2000 (26y) | Less than 5% | |
| Brian Robert Coughlin | Director/Shareholder | Jun 2015 (11y) | 10% – 25% | |
| Burt, Timothy, E. | Shareholder | Oct 2016 (10y) | 10% – 25% | |
| Evan Mancer | President/Cio/Shareholder | CFA | Oct 2016 (10y) | 10% – 25% |
| Osborn, De Wayne | Chief Compliance Officer | Mar 2017 (9y) | Less than 5% | |
| Fraser, Danny | Chief Financial Officer | Sep 2017 (9y) | Less than 5% | |
| Emily Anne Burt | Chairman/Shareholder | CFA | Oct 2018 (8y) | 10% – 25% |
| Ronald Timothy Malech | Director | Feb 2019 (7y) | Less than 5% | |
| Christie, David, Bruce | Director | Dec 2019 (7y) | Less than 5% | |
| Purdy, Brett, Ann Miranda | Shareholder | Dec 2019 (7y) | 5% – 10% | |
| Wilson Kowal, Sheila, Marie | Director/Shareholder | Dec 2019 (7y) | Less than 5% | |
| Gregory John Phillips | Registered representative | Apr 2014 (12y) | ||
| Taryn Janis Marie Liebrecht | Registered representative | CFA | Nov 2018 (8y) | |
| Ian James Wood | Registered representative | Mar 2023 (3y) | ||
| Austin Rayne, Gerald Coughlin | Registered representative | Mar 2025 (1y) |
Undisclosed: 0% – 55% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (2)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Liberty Mutual 401(k) Plan | Liberty Mutual Group Inc. | 31,562 | $11.4B | 01/01/2024 |
| Advocate Aurora Health Pension Plan | Advocate Aurora Health, Inc. | 10,238 | $966M | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 01/06/2026 | 984 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
Custody
Reported custodians
- National Bank Independent Network $2.9B (73% of AUM) Jan 2026
- National Bank Correspondent Network $1.2B (79% of AUM) Nov 2018
- State Street $860M (21% of AUM) Jan 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Jan 06, 2026.
View current Form ADV (SEC/IAPD) ↗