Garhwal, Chan & Williams Inc.
- Regulatory AUM
- $134M
- Discretionary
- $134M
- Clients
- 28
- Avg AUM / client
- $4.8M
- Accounts
- 75
- Employees
- 2
AUM over time
Annual snapshots from Form ADV filings · as of Jan 26, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| High net worth individuals | 22 | $121M | 90.3% |
| Pension and profit sharing plans | 6 | $10.7M | 8.03% |
| Charitable organizations | Fewer than 5 clients | $2.2M | 1.64% |
People (2)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Anita So Chan | Registered representative | Apr 2003 (23y) | ||
| Hari Ram Garhwal | Registered representative | CFP CFA | Apr 2023 (3y) |
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 01/26/2026 | 979 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
Custody
Reported custodians
- Charles Schwab & Co. $132M (99% of AUM) Jan 2026
- Vanguard Marketing Corporation $1.2M (1% of AUM) Jan 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Jan 26, 2026.
View current Form ADV (SEC/IAPD) ↗