Paratus Financial, Inc.
- Regulatory AUM
- $757M
- Discretionary
- $271M
- Clients
- 88
- Avg AUM / client
- $8.6M
- Accounts
- 703
- Employees
- 8
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Mar 24, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 19 | $23.8M | 3.15% |
| High net worth individuals | 68 | $730M | 96.4% |
| Pension and profit sharing plans | 1 | $3.5M | 0.46% |
People (1)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Bonnie Free Chadwick | Managing Director / Cco | Jan 2004 (23y) | 75% or more |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/24/2026 | 997 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
Allegations: FAILURE TO TIMELY FILE A CLIENT RELATIONSHIP SUMMARY WITH ADV FAILURE TO TIMELY DELIVER CLIENT RELATIONSHIP SUMMARY TO RETAIL CLIENTS Status: Final Sanction Detail: CEASE AND DESIST FAILURE TO TIMELY PROVIDE CLIENT RELATIONSHIP SUMMARIES TO RETAIL CLIENTS. CEASE AND DESIST FAILURE TO TIMELY FILE CLIENT RELATIONSHIP SUMMARY TO SEC WITH ADV. Summary: PARATUS FINANCIAL DID NOT TIMELY DELIVER TO RETAIL CLIENTS A CLIENT RELATIONSHIP SUMMARY (CRS), NOR TIMELY FILE A CRS TO THE SEC WITH AN AMENDED ADV, NOR POST A SAMPLE CRS ON IT'S WEBSITE BY THE JUNE 30, 2020 DEADLINE. UPON NOTIFICATION IN MARCH 2021, THE FIRM DELIVERED, FILED, AND POSTED THE REQUIRED CLINT RELATIONSHIP SUMMARY WITHIN THREE WEEKS.
Disclosure text reproduced verbatim from the firm's own Form ADV filings.
How they charge
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Selection of other advisers
Custody
Reported custodians
- Charles Schwab & Co. $271M (36% of AUM) Mar 2026
- Fidelity Brokerage Services $267M (54% of AUM) Mar 2022
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 24, 2026.
View current Form ADV (SEC/IAPD) ↗