Onyx Financial Advisors, Llc
- Regulatory AUM
- $506M
- Discretionary
- $506M
- Clients
- 272
- Avg AUM / client
- $1.9M
- Accounts
- 1,045
- Employees
- 10
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Feb 19, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 112 | $64.8M | 12.8% |
| High net worth individuals | 153 | $431M | 85.2% |
| Pension and profit sharing plans | Fewer than 5 clients | $3.5M | 0.69% |
| Charitable organizations | 7 | $4.9M | 0.96% |
| Corporations and other businesses | Fewer than 5 clients | $1.9M | 0.37% |
People (9)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Roe, Deborah, Lyn | Manager/Owner | Mar 2005 (21y) | ≈ 6.25% – 25% via Td Financial, Inc. | |
| Terry Lee Roe | Manager/Owner | Personal Financial Specialist | Mar 2005 (21y) | ≈ 12.5% – 37.5% via Td Financial, Inc. |
| Aaron Blair Sautter | Manager/Owner | Personal Financial Specialist | Dec 2009 (17y) | ≈ 12.5% – 37.5% via Ca Services, Inc. |
| Lyndsay Goody | Manager/Owner | Personal Financial Specialist | Nov 2010 (16y) | ≈ 18.75% – 50% via Lyndsgood, Inc. |
| Sautter, Candace, Ann | Manager/Owner | May 2018 (8y) | ≈ 6.25% – 25% via Ca Services, Inc. | |
| Jonathan Isaac Petersen | Registered representative | CFP | Aug 2020 (6y) | |
| Cody Grant Daniels | Registered representative | CFP | Sep 2021 (5y) | |
| Orrin D Cellan | Registered representative | CFP | Mar 2023 (3y) | |
| Benson Packer | Registered representative | Feb 2026 (0y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Td Financial, Inc. | Owner | Mar 2005 | A | 25% – 50% |
| Ca Services, Inc. | Owner | May 2018 | A | 25% – 50% |
| Lyndsgood, Inc. | Owner | May 2018 | A | 25% – 50% |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Estimated effective ownership (look-through of filed bands):
- Roe, Deborah, Lyn: 25% – 50% of Td Financial, Inc. × 25% – 50% direct ≈ 6.25% – 25% of the firm
- Terry Lee Roe: 50% – 75% of Td Financial, Inc. × 25% – 50% direct ≈ 12.5% – 37.5% of the firm
- Aaron Blair Sautter: 50% – 75% of Ca Services, Inc. × 25% – 50% direct ≈ 12.5% – 37.5% of the firm
- Lyndsay Goody: 75% – 100% of Lyndsgood, Inc. × 25% – 50% direct ≈ 18.75% – 50% of the firm
- Sautter, Candace, Ann: 25% – 50% of Ca Services, Inc. × 25% – 50% direct ≈ 6.25% – 25% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 02/19/2026 | 991 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Fixed fees
- • Other fees
- • PERCENTAGE OF RETIREMENT PLAN ASSETS UNDER ADVISEMENT
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
Custody
Reported custodians
- National Financial Services (Fidelity) $506M (100% of AUM) Feb 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Feb 19, 2026.
View current Form ADV (SEC/IAPD) ↗