Bluestone Financial Advisors, Llc
- Regulatory AUM
- $207M
- Discretionary
- $190M
- Clients
- 50
- Avg AUM / client
- $4.1M
- Accounts
- 137
- Employees
- 3
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Feb 13, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| High net worth individuals | 50 | $197M | 95.0% |
| Charitable organizations | Fewer than 5 clients | $10.5M | 5.05% |
| Corporations and other businesses | Fewer than 5 clients | $135 | 0.0% |
People (2)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Andrew Scott Cosgrove | Principal And Chief Compliance Officer | CFA | Apr 2008 (18y) | 75% or more |
| Ryan Alexander Beckwith | Registered representative | Jan 2025 (2y) |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 02/13/2026 | 948 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
Summary: PURSUANT TO A 2022 DIALOGUE WITH THE STATE OF MARYLAND, SECURITIES DIVISION, BLUESTONE FINANCIAL ADVISORS, LLC RECENTLY AMENDED THE FORM U4 FOR ONE OF ITS AFFILIATED REGISTERED REPRESENTATIVES. SPECIFICALLY, THE REGISTERED REPRESENTATIVE DID NOT TIMELY DISCLOSE TWO TAX LIENS (FROM 2011) WHICH WERE REQUIRED TO BE DISCLOSED, BECAUSE THE REGISTERED REPRESENTATIVE DISPUTED THE AMOUNT OF TAX LIABILITIES OWED. REGISTERED REPRESENTATIVE ULTIMATELY RESOLVED THE TAX LIABILITY DISPUTES (IN 2014).
Disclosure text reproduced verbatim from the firm's own Form ADV filings.
How they charge
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
Custody
Reported custodians
- Charles Schwab & Co. $205M (99% of AUM) Feb 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Feb 13, 2026.
View current Form ADV (SEC/IAPD) ↗