Cypress Financial Planning, Llc
- Regulatory AUM
- $490M
- Discretionary
- $343M
- Clients
- 432
- Avg AUM / client
- $1.1M
- Accounts
- 1,582
- Employees
- 7
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Jul 21, 2026
Investments (13F portfolio — 106 positions, $412,919,106)
13F period Jun 30, 2026| # | Issuer | Class | Value | Shares | % of 13F | % of AUM |
|---|---|---|---|---|---|---|
| 1 | Ishares Tr | CORE S&P500 ETF | $41,271,085 | 55,110 | 10.0% | 8.42% |
| 2 | Vanguard Scottsdale Fds | INT-TERM CORP | $40,029,715 | 484,328 | 9.69% | 8.16% |
| 3 | Vanguard Scottsdale Fds | INTER TERM TREAS | $38,678,794 | 655,795 | 9.37% | 7.89% |
| 4 | Vanguard Scottsdale Fds | SHRT TRM CORP BD | $36,553,093 | 462,522 | 8.85% | 7.45% |
| 5 | Vanguard Tax Managed Fds | VAN FTSE DEV MKT | $34,938,687 | 490,368 | 8.46% | 7.12% |
| 6 | Vanguard Index Fds | EXTEND MKT ETF | $29,719,764 | 120,709 | 7.2% | 6.06% |
| 7 | Ishares Tr | CORE DIV GRWTH | $20,239,027 | 267,041 | 4.9% | 4.13% |
| 8 | Vanguard Index Fds | REAL ESTATE ETF | $19,046,085 | 197,512 | 4.61% | 3.88% |
| 9 | Janus Detroit Str Tr | HENDERSON MTG | $18,679,892 | 415,201 | 4.52% | 3.81% |
| 10 | Morgan Stanley | COM NEW | $12,052,063 | 57,654 | 2.92% | 2.46% |
| 11 | Ishares Tr | CORE MSCI EAFE | $11,870,976 | 122,913 | 2.87% | 2.42% |
| 12 | Vanguard Intl Equity Index F | FTSE EMR MKT ETF | $11,588,859 | 194,151 | 2.81% | 2.36% |
| 13 | Vanguard Specialized Funds | DIV APP ETF | $8,789,723 | 37,147 | 2.13% | 1.79% |
| 14 | State Str Spdr S&P 500 Etf T | TR UNIT | $8,668,121 | 11,607 | 2.1% | 1.77% |
| 15 | Ishares Inc | CORE MSCI EMKT | $5,053,237 | 61,000 | 1.22% | 1.03% |
| 16 | Invesco Qqq Tr | UNIT SER 1 | $4,840,719 | 6,573 | 1.17% | 0.99% |
| 17 | Capital One Finl Corp | COM | $4,554,295 | 22,701 | 1.1% | 0.93% |
| 18 | Schwab Strategic Tr | US LCAP VA ETF | $3,754,537 | 107,858 | 0.91% | 0.77% |
| 19 | Schwab Strategic Tr | US LCAP GR ETF | $3,448,942 | 101,919 | 0.84% | 0.7% |
| 20 | Apple Inc | COM | $3,045,226 | 10,524 | 0.74% | 0.62% |
| 21 | Ishares Tr | CORE S&P SCP ETF | $2,456,459 | 16,563 | 0.59% | 0.5% |
| 22 | Vanguard Index Fds | GROWTH ETF | $1,979,780 | 22,983 | 0.48% | 0.4% |
| 23 | Berkshire Hathaway Inc Del | CL B NEW | $1,849,441 | 3,696 | 0.45% | 0.38% |
| 24 | Lockheed Martin Corp | COM | $1,694,980 | 3,327 | 0.41% | 0.35% |
| 25 | Vanguard Index Fds | TOTAL STK MKT | $1,620,008 | 4,378 | 0.39% | 0.33% |
Top 25 of 106 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 319 | $181M | 37.0% |
| High net worth individuals | 108 | $305M | 62.1% |
| Pension and profit sharing plans | 5 | $3.5M | 0.72% |
| Charitable organizations | Fewer than 5 | $846K | 0.17% |
People (7)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Jeffrey Russell Jones | Owner, Principal And Chief Compliance Officer | CFP | Jan 2009 (18y) | 75% or more |
| Benjamin Jared Pitts | Owner And Principal | May 2012 (14y) | 5% – 10% | |
| Evan N/M/I Powers | Principal And Financial Planner | CFP | Dec 2013 (13y) | 10% – 25% |
| David Allen Armbruster | Registered representative | CFP | Apr 2019 (7y) | |
| Kurt Herman Ruoff | Registered representative | CFP | Jun 2020 (6y) | |
| Thomas Patrick Devine | Registered representative | Sep 2024 (2y) | ||
| James R Whalen | Registered representative | CFP | Mar 2025 (1y) |
Undisclosed: 0% – 10% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 06/26/2026 | 920 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
Custody
Reported custodians
- Charles Schwab & Co. $423M (86% of AUM) Jul 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Jul 21, 2026.
View current Form ADV (SEC/IAPD) ↗