Cls Financial Advisors, Inc.
- Regulatory AUM
- $192M
- Discretionary
- $172M
- Clients
- 87
- Avg AUM / client
- $2.2M
- Accounts
- 329
- Employees
- 5
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Mar 12, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 43 | $39.8M | 20.7% |
| High net worth individuals | 44 | $152M | 79.3% |
People (5)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Luck, Cameron, D. | Co Trustee | May 2010 (16y) | GP / trustee / elected manager of Lori Pajunen Luck Trust (indirect) | |
| Pajunen Luck, Lori, Louise | President | May 2010 (16y) | Less than 5% | |
| Ryan Alden Genor | Vice President | Personal Financial Specialist | Mar 2015 (11y) | 25% – 50% |
| Sarah Lynne Lane | Chief Compliance Officer, Secretary, Treasurer, And Financial Planner | Personal Financial Specialist | Jan 2018 (9y) | 5% – 10% |
| Stephanie Luck Lum | Registered representative | Jan 2025 (2y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Lori Pajunen Luck Trust | Owner | May 2010 | A | 50% – 75% |
Undisclosed: 0% – 20% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/12/2026 | 1.07 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
Custody
Reported custodians
- Charles Schwab & Co. $192M (100% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 12, 2026.
View current Form ADV (SEC/IAPD) ↗