Zhang Financial Llc
- Regulatory AUM
- $8.4B
- Discretionary
- $5.6B
- Clients
- 2,331
- Avg AUM / client
- $3.6M
- Accounts
- 7,855
- Employees
- 50
AUM over time
Annual snapshots from Form ADV filings · as of Mar 31, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 940 | $452M | 5.41% |
| High net worth individuals | 1,355 | $5.2B | 62.0% |
| Pension and profit sharing plans | 10 | $69.8M | 0.83% |
| Charitable organizations | 8 | $709M | 8.47% |
| State or municipal government entities | 5 | $1.9B | 22.9% |
| Corporations and other businesses | 13 | $35.0M | 0.42% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| New England Inpatient Specialists, Llc Employees Savings Trust New England Inpatient Specialists, Llc | 2024 | |
| United Airlines Pilot Retirement Account Plan United Airlines, Inc. | 2024 |
People (21)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Charles Cheng Zhang | Founder And President | CFP Chartered Financial Consultant | Dec 2011 (15y) | 75% or more |
| Lynn Ling Chen Zhang | Ceo And Chief Compliance Officer | CFP | Dec 2011 (15y) | Less than 5% |
| Alex Chen Zhang | Owner | CFP CFA | May 2024 (2y) | 10% – 25% |
| Zhang, Mitchell, C | Owner | May 2024 (2y) | 5% – 10% | |
| Christine Marie Lindberg | Registered representative | Jan 2015 (12y) | ||
| Kolby Loren Smith | Registered representative | CFP | Oct 2017 (9y) | |
| David William Marshall | Registered representative | CFP | Feb 2018 (8y) | |
| Yuanlei Zhu | Registered representative | CFA | Mar 2019 (7y) | |
| Levi J Hendershott | Registered representative | CFP | Apr 2019 (7y) | |
| Giselle Kristine Schlubatis | Registered representative | CFP | Sep 2020 (6y) | |
| Amanda Marie Hartman | Registered representative | Nov 2020 (6y) | ||
| Cameron Tyler Kleinheksel | Registered representative | CFP | Jul 2021 (5y) | |
| Kyle James Triemstra | Registered representative | CFP | Jan 2023 (4y) | |
| Kyle Joseph Mack | Registered representative | CFP | Mar 2024 (2y) | |
| Tianxing Zheng | Registered representative | CFA | Oct 2024 (2y) | |
| Robert Scott Mcdougall | Registered representative | CFA | Oct 2024 (2y) | |
| Tyler Anthony Soares | Registered representative | CFP CFA | Dec 2024 (2y) | |
| Preston Blake Koslakiewicz | Registered representative | CFP | Apr 2025 (1y) | |
| Skylar Judith Bus | Registered representative | Chartered Financial Consultant | Mar 2026 (0y) | |
| Travis Gerrit Veenhuis | Registered representative | CFP | Mar 2026 (0y) | |
| Jack Thomas Ombry | Registered representative | CFP | Apr 2026 (0y) |
Undisclosed: 0% – 10% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (2)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| New England Inpatient Specialists, Llc Employees Savings Trust | New England Inpatient Specialists, Llc | 135 | $15.9M | 01/01/2024 |
| United Airlines Pilot Retirement Account Plan | United Airlines, Inc. | 17,444 | $16.8B | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/31/2026 | 1.07 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
- • Educational seminars/workshops
Custody
Reported custodians
- LPL Financial $4.5B (54% of AUM) Mar 2026
- State Street $1.9B (23% of AUM) Mar 2026
- Charles Schwab & Co. $1.1B (13% of AUM) Mar 2026
- Pnc Bank $529M (9% of AUM) Oct 2024
- Pnc Wealth Management $376M (13% of AUM) Nov 2019
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 31, 2026.
View current Form ADV (SEC/IAPD) ↗