Blue Water Wealth, Inc.
- Regulatory AUM
- $473M
- Discretionary
- $473M
- Clients
- 404
- Avg AUM / client
- $1.2M
- Accounts
- 1,206
- Employees
- 15
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Jul 01, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 185 | $67.6M | 14.3% |
| High net worth individuals | 218 | $404M | 85.5% |
| Corporations and other businesses | 1 | $877K | 0.19% |
People (11)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Nancy Lynn Congdon | President And Chief Compliance Officer | CFP | Aug 2012 (14y) | 75% or more |
| Merlin Arbor | Registered representative | Jun 2019 (7y) | ||
| Jadyn Custis Kerns Funk | Registered representative | Sep 2020 (6y) | ||
| Cherish Annhee Sutull | Registered representative | CFP CFA | Jun 2021 (5y) | |
| David Michael Ream | Registered representative | Apr 2022 (4y) | ||
| Rebecca Lin Semper | Registered representative | CFP | Apr 2022 (4y) | |
| Martin Daniel Link | Registered representative | Jun 2022 (4y) | ||
| Kristen Alana Rajotte | Registered representative | Sep 2022 (4y) | ||
| Kristine Jean Stawinski | Registered representative | Jun 2023 (3y) | ||
| Jordan Seth Ney | Registered representative | Dec 2024 (2y) | ||
| Jada Christine Fouch | Registered representative | Oct 2025 (1y) |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 07/01/2026 | 992 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Selection of other advisers
Custody
Reported custodians
- Charles Schwab & Co. $469M (99% of AUM) Jul 2026
- Pershing $183M (68% of AUM) Mar 2021
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Jul 01, 2026.
View current Form ADV (SEC/IAPD) ↗