Cornerstone Planning, Llc
- Regulatory AUM
- $486M
- Discretionary
- $482M
- Clients
- 409
- Avg AUM / client
- $1.2M
- Accounts
- 1,273
- Employees
- 13
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Feb 10, 2026
Investments (13F portfolio — 141 positions, $442,992,394)
13F period Mar 31, 2026| # | Issuer | Class | Value | Shares | % of 13F | % of AUM |
|---|---|---|---|---|---|---|
| 1 | Schwab Strategic Tr | US LRG CAP ETF | $17,686,430 | 691,254 | 3.99% | 3.64% |
| 2 | Invesco Exch Trd Slf Idx Fd | INVSCO BLSH 28 | $12,736,512 | 622,570 | 2.88% | 2.62% |
| 3 | Ishares Tr | IBDS DEC28 ETF | $12,676,783 | 499,609 | 2.86% | 2.61% |
| 4 | Nvidia Corporation | COM | $11,901,976 | 68,220 | 2.69% | 2.45% |
| 5 | Invesco Exch Trd Slf Idx Fd | BULETSHS 2029 | $11,101,654 | 593,753 | 2.51% | 2.28% |
| 6 | Ishares Tr | IBONDS 2026 TERM | $9,862,204 | 428,911 | 2.23% | 2.03% |
| 7 | Invesco Exch Trd Slf Idx Fd | INVSCO BLSH 26 | $9,806,468 | 422,338 | 2.21% | 2.02% |
| 8 | Ishares Tr | IBONDS 27 ETF | $9,672,986 | 398,278 | 2.18% | 1.99% |
| 9 | Invesco Exch Trd Slf Idx Fd | INVSCO 30 CORP | $9,498,949 | 567,021 | 2.14% | 1.95% |
| 10 | Ishares Tr | IBONDS DEC 2030 | $9,434,577 | 430,138 | 2.13% | 1.94% |
| 11 | Invesco Exch Trd Slf Idx Fd | BULETSHS 2031 CP | $9,412,482 | 570,689 | 2.12% | 1.94% |
| 12 | Ishares Tr | IBONDS DEC 2032 | $9,372,361 | 370,140 | 2.12% | 1.93% |
| 13 | Ishares Tr | IBONDS DEC 2031 | $9,365,158 | 446,549 | 2.11% | 1.93% |
| 14 | Invesco Exch Trd Slf Idx Fd | BULLETSHS 2032 | $9,353,872 | 453,415 | 2.11% | 1.93% |
| 15 | Apple Inc | COM | $9,015,933 | 35,507 | 2.04% | 1.86% |
| 16 | Ishares Tr | IBONDS DEC 29 | $8,428,795 | 361,431 | 1.9% | 1.73% |
| 17 | Invesco Exch Trd Slf Idx Fd | BULSHS 2026 CB | $7,033,791 | 359,514 | 1.59% | 1.45% |
| 18 | Ishares Tr | IBONDS DEC2026 | $6,973,342 | 287,167 | 1.57% | 1.44% |
| 19 | Invesco Exch Trd Slf Idx Fd | BULSHS 2027 CB | $6,754,927 | 343,563 | 1.52% | 1.39% |
| 20 | Amazon Com Inc | COM | $6,368,898 | 30,559 | 1.44% | 1.31% |
| 21 | Walmart Inc | COM | $6,282,277 | 50,523 | 1.42% | 1.29% |
| 22 | Ishares Tr | CORE HIGH DV ETF | $5,915,456 | 43,578 | 1.34% | 1.22% |
| 23 | Broadcom Inc | COM | $5,518,272 | 17,816 | 1.25% | 1.14% |
| 24 | Microsoft Corp | COM | $5,401,445 | 14,577 | 1.22% | 1.11% |
| 25 | Alphabet Inc | CAP STK CL A | $4,737,446 | 16,459 | 1.07% | 0.97% |
Top 25 of 141 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 282 | $136M | 27.9% |
| High net worth individuals | 127 | $343M | 70.7% |
| Pension and profit sharing plans | Fewer than 5 clients | $4.3M | 0.89% |
| Charitable organizations | Fewer than 5 clients | $2.5M | 0.52% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Celebrate The Children, Inc. Safe Harbor 401(k) Plan Celebrate The Children, Inc. | 2024 |
People (10)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Christopher William Knight | Managing Director And Chief Compliance Officer | CFP | Feb 2013 (14y) | 75% or more |
| Aaron Joel Salter | Registered representative | Jun 2015 (11y) | ||
| Esther Laurie Bodman | Registered representative | Apr 2018 (8y) | ||
| Stewart Michael Neely | Registered representative | Aug 2021 (5y) | ||
| Cody Brown Ritchie | Registered representative | CFP | Jun 2022 (4y) | |
| Benjamin Eli Small | Registered representative | Aug 2023 (3y) | ||
| Sidney Bert King | Registered representative | CFP | Nov 2023 (3y) | |
| Kevin Douglas Johnson | Registered representative | Jun 2024 (2y) | ||
| Shon Emery Mc Carley | Registered representative | Jan 2026 (1y) | ||
| Joseph Matthew Mcfaddin | Registered representative | CFP | Apr 2026 (0y) |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (1)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Celebrate The Children, Inc. Safe Harbor 401(k) Plan | Celebrate The Children, Inc. | 311 | $11.8M | 07/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 02/10/2026 | 1.06 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Selection of other advisers
- • Educational seminars/workshops
Custody
Reported custodians
- Charles Schwab & Co. $392M (81% of AUM) Feb 2026
- Fidelity Brokerage Services $89.7M (18% of AUM) Feb 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Feb 10, 2026.
View current Form ADV (SEC/IAPD) ↗