Arbor Trust Wealth Advisors, Llc
- Regulatory AUM
- $611M
- Discretionary
- $603M
- Clients
- 441
- Avg AUM / client
- $1.4M
- Accounts
- 1,295
- Employees
- 13
AUM over time
Annual snapshots from Form ADV filings · as of Jun 26, 2026
Investments (13F portfolio — 90 positions, $227,618,596)
13F period Mar 31, 2026| # | Issuer | Class | Value | Shares | % of 13F | % of AUM |
|---|---|---|---|---|---|---|
| 1 | Schwab Strategic Tr | INTL EQTY ETF | $17,298,509 | 698,930 | 7.6% | 2.83% |
| 2 | J P Morgan Exchange Traded F | CORE PLUS BD ETF | $10,797,309 | 229,340 | 4.74% | 1.77% |
| 3 | Ishares Tr | MSCI EAFE ETF | $10,640,762 | 109,552 | 4.67% | 1.74% |
| 4 | Schwab Strategic Tr | US LCAP GR ETF | $9,696,938 | 332,885 | 4.26% | 1.59% |
| 5 | Abbvie Inc | COM | $9,353,333 | 43,006 | 4.11% | 1.53% |
| 6 | Schwab Strategic Tr | US MID-CAP ETF | $7,777,655 | 251,216 | 3.42% | 1.27% |
| 7 | Apple Inc | COM | $7,512,941 | 29,603 | 3.3% | 1.23% |
| 8 | Schwab Strategic Tr | US LRG CAP ETF | $7,027,110 | 274,068 | 3.09% | 1.15% |
| 9 | Pimco Etf Tr | MULTISECTOR BD | $6,741,881 | 257,324 | 2.96% | 1.1% |
| 10 | Spdr Series Trust | STATE STREET SPD | $6,623,649 | 117,067 | 2.91% | 1.08% |
| 11 | Wisdomtree Tr | EMER MKT HIGH FD | $6,392,505 | 128,648 | 2.81% | 1.05% |
| 12 | State Str Spdr S&P Midcap 40 | UTSER1 S&PDCRP | $6,141,174 | 9,933 | 2.7% | 1.0% |
| 13 | Alphabet Inc | CAP STK CL A | $5,663,334 | 19,694 | 2.49% | 0.93% |
| 14 | Ishares Tr | GLB INFRASTR ETF | $5,149,419 | 76,857 | 2.26% | 0.84% |
| 15 | Schwab Strategic Tr | US SML CAP ETF | $5,136,330 | 176,628 | 2.26% | 0.84% |
| 16 | Ishares Tr | CORE US AGGBD ET | $5,084,523 | 51,219 | 2.23% | 0.83% |
| 17 | Abbott Laboratories | COM | $4,593,795 | 44,743 | 2.02% | 0.75% |
| 18 | Jpmorgan Chase & Co | COM | $4,558,522 | 15,497 | 2.0% | 0.75% |
| 19 | Vanguard Scottsdale Fds | SHRT TRM CORP BD | $4,535,006 | 57,210 | 1.99% | 0.74% |
| 20 | Microsoft Corp | COM | $4,313,808 | 11,654 | 1.9% | 0.71% |
| 21 | Costco Wholesale Corporation | COM | $4,075,620 | 4,090 | 1.79% | 0.67% |
| 22 | Vanguard Intl Equity Index F | FTSE EMR MKT ETF | $3,843,471 | 71,110 | 1.69% | 0.63% |
| 23 | Ishares Tr | SELECT US REIT | $3,695,525 | 59,711 | 1.62% | 0.6% |
| 24 | Caterpillar Inc | COM | $3,631,566 | 5,126 | 1.6% | 0.59% |
| 25 | Stryker Corporation | COM | $3,631,324 | 11,022 | 1.6% | 0.59% |
Top 25 of 90 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 260 | $88.9M | 14.5% |
| High net worth individuals | 181 | $486M | 79.5% |
| Pension and profit sharing plans | Fewer than 5 clients | $8.2M | 1.34% |
| Charitable organizations | Fewer than 5 clients | $26.6M | 4.36% |
| State or municipal government entities | Fewer than 5 clients | $1.6M | 0.26% |
People (8)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Gary Dale Haapala | Managing Partner | CFP | Aug 2014 (12y) | 25% – 50% |
| James William Winslow | Managing Partner | CFP | Aug 2014 (12y) | 25% – 50% |
| Sewell, Carol, Ann | Managing Partner | Aug 2014 (12y) | 25% – 50% | |
| Waterhouse, Charles, Nelson | Managing Partner | Aug 2014 (12y) | 10% – 25% | |
| Sonia Sunik Patel | Chief Investment Officer | CFA | May 2023 (3y) | 10% – 25% |
| Delongchamp, Kristina, Marie | Chief Operations Officer | Dec 2023 (3y) | Less than 5% | |
| Yarckow, Laura | Chief Compliance Officer | Jan 2024 (3y) | Less than 5% | |
| Andrew Joseph Settecerri | Registered representative | CFP | Dec 2021 (5y) |
Undisclosed: 0% – 5% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 06/26/2026 | 913 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
Custody
Reported custodians
- Charles Schwab & Co. $560M (92% of AUM) Jun 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Jun 26, 2026.
View current Form ADV (SEC/IAPD) ↗