Bull Oak Capital, Llc

SEC-registered Wealth Manager · Small ($100M–$1B) CRD 170325 · SEC file 801-124736 · Rancho Santa Fe, CA · www.bulloak.com

☆ Save with Pro ADV data as of Jul 13, 2026

Regulatory AUM: $262M
Discretionary: $262M
Clients: 125
Avg AUM / client: $2.1M
Accounts: 397
Employees: 7

AUM over time

$116M $262M

Dec 2021 Jul 2026

Annual snapshots from Form ADV filings · as of Jul 13, 2026

Investments (13F portfolio — 38 positions, $260,180,472)

13F period Mar 31, 2026

#	Issuer	Class	Value	Shares	% of 13F	% of AUM
1	Ishares Tr	CORE S&P500 ETF	$77,775,900	119,067	29.9%	29.7%
2	Ishares Tr	CORE MSCI EAFE	$34,574,041	381,907	13.3%	13.2%
3	Ishares Tr	TRUST ISHARE 0-1	$28,053,852	254,134	10.8%	10.7%
4	Invesco Exch Traded Fd Tr Ii	S&P 500 MOMNTM	$19,668,692	175,441	7.56%	7.52%
5	Vanguard Index Fds	TOTAL STK MKT	$15,727,710	49,025	6.04%	6.01%
6	Ishares Tr	0-3 MNTH TREASRY	$11,576,625	115,007	4.45%	4.42%
7	American Centy Etf Tr	US EQT ETF	$11,364,041	102,213	4.37%	4.34%
8	Spdr Series Trust	STATE STREET SPD	$8,992,149	117,483	3.46%	3.44%
9	Ishares Gold Tr	ISHARES NEW	$8,806,831	99,896	3.38%	3.37%
10	American Centy Etf Tr	INTL SMCP VLU	$7,633,498	76,442	2.93%	2.92%
11	Vanguard Bd Index Fds	SHORT TRM BOND	$6,223,166	79,367	2.39%	2.38%
12	Spdr Series Trust	STATE STREET SPD	$4,132,506	161,300	1.59%	1.58%
13	Ishares Tr	US TREAS BD ETF	$4,091,428	178,587	1.57%	1.56%
14	American Centy Etf Tr	US SML CP VALU	$3,972,280	35,958	1.53%	1.52%
15	Ishares Bitcoin Trust Etf	SHS BEN INT	$3,065,263	79,783	1.18%	1.17%
16	Vanguard Index Fds	MID CAP ETF	$2,695,184	9,385	1.04%	1.03%
17	Schwab Strategic Tr	US LRG CAP ETF	$2,171,195	84,680	0.83%	0.83%
18	Vanguard Index Fds	GROWTH ETF	$1,302,071	2,981	0.5%	0.5%
19	Vanguard Index Fds	VALUE ETF	$1,099,897	5,606	0.42%	0.42%
20	Procter & Gamble Co	COM	$699,603	4,844	0.27%	0.27%
21	State Str Spdr S&P 500 Etf T	TR UNIT	$666,568	1,025	0.26%	0.25%
22	Exxon Mobil Corp	COM	$590,756	3,482	0.23%	0.23%
23	Wells Fargo & Co	COM	$589,830	7,409	0.23%	0.23%
24	Qualcomm Inc	COM	$581,828	4,518	0.22%	0.22%
25	Microsoft Corp	COM	$537,857	1,453	0.21%	0.21%

Top 25 of 38 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).

Who they serve

Client type	Clients	AUM	% of AUM
Individuals (non-high net worth)	3	$1.0M	0.4%
High net worth individuals	122	$261M	99.6%

People (4)

roster as of Jul 20, 2026

Name	Role / title	Credentials	With firm since	Ownership
Ryan Anthony Hughes	Chief Executive Officer And Chief Compliance Officer		Jan 2014 (13y)	75% or more
Peter Stuart Campbell	Managing Member	CFP	Feb 2022 (4y)	5% – 10%
Michael Thomas Stoner	Registered representative		Mar 2024 (2y)
Colin Summers	Registered representative	CFP	Jan 2026 (1y)

Undisclosed: 0% – 20% of the firm is not attributable from the filed Schedule A bands.

Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.

Documents (1 archived)

Form	Period	Size
Form ADV (full filing)	07/13/2026	942 KB	View · PDF · Source ↗

Archived copies of the firm's regulatory filings, versioned by content hash.

Disciplinary disclosures

No disciplinary events reported on the firm's latest Form ADV filing.

How they charge

• Percentage of assets under management
• Fixed fees

Services

• Financial planning services
• Portfolio management for individuals/small businesses

Custody

Reported custodians

Truist Financial Corp $196M (75% of AUM) Jul 2026
Altruist Financial $196M (75% of AUM) Apr 2026
TD Ameritrade $122M (87% of AUM) Dec 2023

Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).

Firm reports it does not have custody of client funds or securities (Item 9.A).

Source

All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Jul 13, 2026.

View current Form ADV (SEC/IAPD) ↗