Clayton Financial Group, Llc
- Regulatory AUM
- $794M
- Discretionary
- $322M
- Clients
- 248
- Avg AUM / client
- $3.2M
- Accounts
- 1,306
- Employees
- 7
AUM over time
Annual snapshots from Form ADV filings · as of Feb 25, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 76 | $33.6M | 4.23% |
| High net worth individuals | 167 | $747M | 94.1% |
| Charitable organizations | 5 | $13.5M | 1.71% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Paradowski Creative 401(k) Retirement Plan Woodruff Communications St. Louis, Llc | 2024 | |
| Christy Employees' Profit Sharing Plan And Trust O'brien Industrial Holdings, Llc | 2024 | |
| S&R Employees Retirement Savings Plan Sinclair And Rush, Inc. | 2024 | |
| Cnbstl And Ubu 401(k) Plan Cnb St. Louis Bank | 2024 |
People (7)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Kenneth John Bower | Managing Director & Chief Executive Officer | CFP | Apr 2015 (11y) | 50% – 75% |
| Matthew Joseph Bower | Managing Director & Chief Operations Officer | CFP | Apr 2015 (11y) | 50% – 75% |
| Julie Elizabeth Bahr | Managing Director | CFP | Aug 2015 (11y) | Less than 5% |
| Christopher Robert Michalak | Managing Director | Sep 2016 (10y) | Less than 5% | |
| Patrick Michael Britt | Managing Director | CFP | Mar 2018 (8y) | Less than 5% |
| Kelly Ann Richert | Managing Director & Cco | CFP | Nov 2021 (5y) | Less than 5% |
| Zachary Patrick Kratofil | Registered representative | CFP | Sep 2019 (7y) |
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (4)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Paradowski Creative 401(k) Retirement Plan | Woodruff Communications St. Louis, Llc | 71 | $7.3M | 01/01/2024 |
| Christy Employees' Profit Sharing Plan And Trust | O'brien Industrial Holdings, Llc | 121 | $20.2M | 01/01/2024 |
| S&R Employees Retirement Savings Plan | Sinclair And Rush, Inc. | 342 | $21.8M | 01/01/2024 |
| Cnbstl And Ubu 401(k) Plan | Cnb St. Louis Bank | 171 | $20.8M | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 02/25/2026 | 968 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Pension consulting services
Custody
Reported custodians
- Charles Schwab & Co. $409M (51% of AUM) Feb 2026
- Fidelity Brokerage Services $259M (33% of AUM) Feb 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Feb 25, 2026.
View current Form ADV (SEC/IAPD) ↗