Zoe Financial, Inc.
- Regulatory AUM
- $283M
- Discretionary
- $118M
- Clients
- 1,689
- Avg AUM / client
- $168K
- Accounts
- 2,749
- Employees
- 45
AUM over time
Annual snapshots from Form ADV filings · as of Jun 29, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 1,579 | $195M | 68.6% |
| High net worth individuals | 29 | $88.9M | 31.4% |
| Other investment advisers | 81 | $0 | — |
People (10)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Andres Daniel Garcia | Ceo | Jun 2016 (10y) | 25% – 50% | |
| Armstrong, Andy, John | Cco | Sep 2021 (5y) | Less than 5% | |
| Rajesh Gaur | Registered representative | CFA | Jan 2023 (4y) | |
| Preston K Buhrmaster | Registered representative | Nov 2024 (2y) | ||
| Matthew Wiener | Registered representative | Jan 2025 (2y) | ||
| John Reece Benevides | Registered representative | CFP | Jan 2025 (2y) | |
| Lily Paige Kraus | Registered representative | May 2025 (1y) | ||
| Corey Moon | Registered representative | Oct 2025 (1y) | ||
| Mason Friedrick Maves Coon | Registered representative | Nov 2025 (1y) | ||
| Cassie Marie Stancil | Registered representative | Dec 2025 (1y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Sb Opportunity Fund Llc | Shareholder A 1 Preferred | Apr 2021 | A | 10% – 25% |
Undisclosed: 20% – 65% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 06/29/2026 | 969 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Other fees
- • REFERRAL; PLATFORM, SUB-ADVISOR, MODEL MRKTPLACE FEES
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Selection of other advisers
- • Other services
Custody
Reported custodians
- Apex Clearing $283M (100% of AUM) Jun 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Jun 29, 2026.
View current Form ADV (SEC/IAPD) ↗