Bernardo Wealth Planning, Llc
- Regulatory AUM
- $866M
- Discretionary
- $866M
- Clients
- 801
- Avg AUM / client
- $1.1M
- Accounts
- 2,194
- Employees
- 14
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Mar 11, 2026
Investments (13F portfolio — 129 positions, $510,840,197)
13F period Mar 31, 2026| # | Issuer | Class | Value | Shares | % of 13F | % of AUM |
|---|---|---|---|---|---|---|
| 1 | Ishares Tr | CORE S&P500 ETF | $55,755,396 | 85,356 | 10.9% | 6.44% |
| 2 | Vanguard World Fd | MEGA GRWTH IND | $38,197,560 | 103,956 | 7.48% | 4.41% |
| 3 | Vanguard Scottsdale Fds | VNG RUS1000VAL | $31,498,676 | 336,022 | 6.17% | 3.64% |
| 4 | Vanguard World Fd | MEGA CAP VAL ETF | $30,707,178 | 211,847 | 6.01% | 3.54% |
| 5 | Capital Grp Fixed Incm Etf T | CORE PLUS INCM | $26,687,708 | 1,194,615 | 5.22% | 3.08% |
| 6 | Ishares Tr | CORE S&P TTL STK | $23,379,936 | 164,150 | 4.58% | 2.7% |
| 7 | Vanguard Scottsdale Fds | VNG RUS1000GRW | $22,456,582 | 204,728 | 4.4% | 2.59% |
| 8 | Dimensional Etf Trust | US EQUITY MARKET | $20,295,851 | 286,220 | 3.97% | 2.34% |
| 9 | Invesco Exchange Traded Fd T | S&P500 EQL WGT | $18,369,346 | 95,714 | 3.6% | 2.12% |
| 10 | J P Morgan Exchange Traded F | EQUITY PREMIUM | $17,269,366 | 304,682 | 3.38% | 1.99% |
| 11 | Vanguard Whitehall Fds | HIGH DIV YLD | $17,182,269 | 116,018 | 3.36% | 1.98% |
| 12 | Ishares Tr | US TREAS BD ETF | $14,394,226 | 628,294 | 2.82% | 1.66% |
| 13 | J P Morgan Exchange Traded F | INCOME ETF | $14,216,198 | 308,578 | 2.78% | 1.64% |
| 14 | Ishares Tr | ISHS 1-5YR INVS | $13,946,580 | 265,346 | 2.73% | 1.61% |
| 15 | Ishares Tr | MBS ETF | $13,477,082 | 141,939 | 2.64% | 1.56% |
| 16 | Vanguard Bd Index Fds | INTERMED TERM | $13,420,376 | 173,884 | 2.63% | 1.55% |
| 17 | J P Morgan Exchange Traded F | NASDAQ EQT PREM | $11,989,116 | 215,942 | 2.35% | 1.38% |
| 18 | Apple Inc | COM | $10,055,450 | 39,621 | 1.97% | 1.16% |
| 19 | Invesco Qqq Tr | UNIT SER 1 | $6,083,487 | 10,540 | 1.19% | 0.7% |
| 20 | Vanguard Index Fds | SMALL CP ETF | $5,246,200 | 20,030 | 1.03% | 0.61% |
| 21 | Hartford Fds Exchange Traded | MUN OPORTUNITE | $5,240,458 | 135,273 | 1.03% | 0.6% |
| 22 | Vanguard Index Fds | MID CAP ETF | $5,122,083 | 17,836 | 1.0% | 0.59% |
| 23 | First Tr Exchange Traded Fd | CAP STRENGTH ETF | $4,980,985 | 53,698 | 0.98% | 0.57% |
| 24 | Invesco Exch Traded Fd Tr Ii | NASDAQ 100 ETF | $4,863,443 | 20,467 | 0.95% | 0.56% |
| 25 | Amazon Com Inc | COM | $3,863,617 | 18,551 | 0.76% | 0.45% |
Top 25 of 129 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 495 | $118M | 13.7% |
| High net worth individuals | 289 | $662M | 76.4% |
| Pooled investment vehicles (non-investment companies) | 8 | $76.5M | 8.84% |
| Corporations and other businesses | 9 | $9.3M | 1.07% |
Private funds (7)
Reported in Form ADV Section 7.B.(1), filing of Sep 2024 · $71.2M combined gross assets
| Fund | Type | Domicile | Gross assets | Owners |
|---|---|---|---|---|
| B Capital Fund I, Llc | Other Private Fund | Delaware | $16.2M | 100 |
| B Capital Fintech Growth Fund, Lp | Private Equity Fund | Delaware | $14.8M | 100 |
| B Capital Watermark 2023, Lp (Ai) | Real Estate Fund | Delaware | $11.6M | 100 |
| B Capital Watermark 2023 Qp, Lp | Real Estate Fund | Delaware | $9.7M | 60 |
| B Capital Watermark 22 | Real Estate Fund | Delaware | $9.3M | 61 |
| B Capital Fund Ii, Llc | Real Estate Fund | Delaware | $8.5M | 68 |
| B Capital Make Plays Media Fund, Lp | Private Equity Fund | Delaware | $1.1M | 38 |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Swartley Bros. Engineers, Inc. Employee Profit Sharing Plan Swartley Bros. Engineers, Inc. | 2024 |
People (11)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Nicholas Anthony Bernardo | Managing Partner | CFP | May 2017 (9y) | 75% or more |
| Matthew Ryan Rittenhouse | Chief Compliance Officer | CFP | Sep 2017 (9y) | Less than 5% |
| Anthony Bernardo Jr | Registered representative | Sep 2017 (9y) | ||
| Rose Alyssa Bernardo | Registered representative | Sep 2017 (9y) | ||
| Lance Joseph Rosina | Registered representative | Sep 2017 (9y) | ||
| Lisa Renae Leatherman | Registered representative | Apr 2021 (5y) | ||
| Martha Suzanne Pope | Registered representative | CFP | May 2022 (4y) | |
| Matthew Haraburda | Registered representative | CFA | May 2023 (3y) | |
| Victoria Noelle Williams | Registered representative | Dec 2023 (3y) | ||
| Brock Hewitt | Registered representative | CFP | Aug 2024 (2y) | |
| Michele Lyn Hewitt | Registered representative | CFP | Nov 2024 (2y) |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Private funds (7, $71.2M gross assets)
| Fund | Type | Gross assets | Min. investment | Owners |
|---|---|---|---|---|
| B Capital Fund I, Llc | Other Private Fund | $16.2M | $20.0K | 100 |
| B Capital Fintech Growth Fund, Lp | Private Equity Fund | $14.8M | $20.0K | 100 |
| B Capital Watermark 2023, Lp (Ai) | Real Estate Fund | $11.6M | $5.0K | 100 |
| B Capital Watermark 2023 Qp, Lp | Real Estate Fund | $9.7M | $25.0K | 60 |
| B Capital Watermark 22 | Real Estate Fund | $9.3M | $100K | 61 |
| B Capital Fund Ii, Llc | Real Estate Fund | $8.5M | $20.0K | 68 |
| B Capital Make Plays Media Fund, Lp | Private Equity Fund | $1.1M | $25.0K | 38 |
From Form ADV Section 7.B private fund reporting.
Retirement plans served (1)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Swartley Bros. Engineers, Inc. Employee Profit Sharing Plan | Swartley Bros. Engineers, Inc. | 245 | $19.2M | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/11/2026 | 2.51 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Pension consulting services
- • Selection of other advisers
Custody
Reported custodians
- Charles Schwab & Co. $790M (91% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 11, 2026.
View current Form ADV (SEC/IAPD) ↗