Lifecycle Financial Planners Inc.
- Regulatory AUM
- $672M
- Discretionary
- $475M
- Clients
- 171
- Avg AUM / client
- $3.9M
- Accounts
- 3,065
- Employees
- 9
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Mar 23, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 117 | $348M | 51.8% |
| High net worth individuals | 52 | $315M | 46.8% |
| Charitable organizations | 2 | $9.3M | 1.38% |
People (5)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Chow, Samuel, Pak Sum | Chief Compliance Officer | Sep 2017 (9y) | Less than 5% | |
| Melissa Rose Scenga | Shareholder | CFP | Sep 2017 (9y) | 25% – 50% |
| Pamela Sue Landy | Shareholder | CFP | Sep 2017 (9y) | 50% – 75% |
| Scott Culver Smith | Registered representative | CFP | Jan 2018 (9y) | |
| Jennifer Michelle Kulek | Registered representative | Mar 2018 (8y) |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/23/2026 | 910 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Other services
Custody
Reported custodians
- Charles Schwab & Co. $475M (71% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 23, 2026.
View current Form ADV (SEC/IAPD) ↗