Dahring | Cusmano Llc
SEC-registered
Wealth Manager · Small ($100M–$1B)
CRD 301236
· SEC file 801-117222
· Novi, MI
· www.dca401k.com
☆ Save with Pro
ADV data as of Mar 24, 2026
- Regulatory AUM
- $781M
- Discretionary
- $733M
- Clients
- 884
- Avg AUM / client
- $884K
- Accounts
- 2,051
- Employees
- 18
AUM over time
$0
$781M
Jul 2019
Dec 2025
Annual snapshots from Form ADV filings · as of Mar 24, 2026
Investments (13F portfolio — 58 positions, $162,657,282)
13F period Mar 31, 2026| # | Issuer | Class | Value | Shares | % of 13F | % of AUM |
|---|---|---|---|---|---|---|
| 1 | Pimco Etf Tr | MULTISECTOR BD | $18,831,292 | 718,752 | 11.6% | 2.41% |
| 2 | Fidelity Covington Trust | FUNDAMENTAL LARG | $15,210,312 | 296,584 | 9.35% | 1.95% |
| 3 | Schwab Strategic Tr | US LCAP GR ETF | $13,442,862 | 461,478 | 8.26% | 1.72% |
| 4 | Fidelity Covington Trust | ENHANCED SMALL | $11,654,988 | 306,710 | 7.17% | 1.49% |
| 5 | Vanguard Malvern Fds | MULTI SECTOR | $9,774,654 | 191,644 | 6.01% | 1.25% |
| 6 | Schwab Strategic Tr | HIGH YIELD BD ET | $9,005,828 | 346,378 | 5.54% | 1.15% |
| 7 | Fidelity Covington Trust | ENHANCED INTL | $8,326,348 | 223,827 | 5.12% | 1.07% |
| 8 | Fidelity Covington Trust | BLUE CHIP GRWTH | $6,851,510 | 136,702 | 4.21% | 0.88% |
| 9 | Capital Group Dividend Value | SHS CREATION UNI | $6,832,775 | 160,620 | 4.2% | 0.87% |
| 10 | Pimco Equity Ser | RAFI DYN EMERG | $5,092,260 | 203,530 | 3.13% | 0.65% |
| 11 | Ishares Gold Tr | ISHARES NEW | $4,112,311 | 46,646 | 2.53% | 0.53% |
| 12 | Invesco Exchange Traded Fd T | S&P MDCP QUALITY | $3,756,567 | 36,341 | 2.31% | 0.48% |
| 13 | Fidelity Merrimack Str Tr | TOTAL BD ETF | $3,717,890 | 81,497 | 2.29% | 0.48% |
| 14 | Fidelity Covington Trust | HIGH DIVID ETF | $3,632,527 | 65,759 | 2.23% | 0.46% |
| 15 | Fidelity Covington Trust | MSCI INFO TECH I | $3,354,985 | 16,126 | 2.06% | 0.43% |
| 16 | T Rowe Price Etf Inc | US EQUITY RESEAR | $3,305,604 | 80,822 | 2.03% | 0.42% |
| 17 | Vanguard Index Fds | LARGE CAP ETF | $3,146,093 | 10,527 | 1.93% | 0.4% |
| 18 | Capital Group Core Balanced | SHS | $3,001,510 | 87,228 | 1.85% | 0.38% |
| 19 | T Rowe Price Etf Inc | ULTRA SHRT TRM | $2,560,658 | 51,471 | 1.57% | 0.33% |
| 20 | Schwab Strategic Tr | FUNDAMENTAL INTL | $2,416,207 | 49,381 | 1.49% | 0.31% |
| 21 | Vanguard World Fd | HEALTH CAR ETF | $1,892,276 | 6,948 | 1.16% | 0.24% |
| 22 | Vanguard Malvern Fds | CORE-PLUS BD ETF | $1,843,900 | 23,765 | 1.13% | 0.24% |
| 23 | Fidelity Covington Trust | FUNDAMENTAL SMAL | $1,786,261 | 55,908 | 1.1% | 0.23% |
| 24 | Janus Detroit Str Tr | HENDRSON AAA CL | $1,655,108 | 32,859 | 1.02% | 0.21% |
| 25 | T Rowe Price Etf Inc | SMALL MID CAP | $1,571,379 | 42,852 | 0.97% | 0.2% |
Top 25 of 58 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 709 | $183M | 23.5% |
| High net worth individuals | 154 | $298M | 38.2% |
| Corporations and other businesses | 21 | $300M | 38.4% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Quality Metalcraft, Inc. Profit Sharing & 401(k) Plan Represented Group Quality Metalcraft, Inc. | 2024 | |
| Qmc Emi Holding Corporation Profit Sharing & 401(k) Plan Quality Metalcraft, Inc. | 2024 | |
| The Fourmidable Group, Inc. 401(k) Retirement Savings Plan The Fourmidable Group, Inc. | 2024 | |
| Champion Chevrolet, Inc. 401(k) Plan And Trust Champion Chevrolet, Inc. | 2024 | |
| Sterling Bank & Trust 401(k) Plan Sterling Bank & Trust Fsb | 2024 | |
| Rockwell Medical, Inc. 401(k) Plan Rockwell Medical, Inc. | 2024 | |
| Nustep Llc 401(k) Savings Plan Nustep Llc | 2024 | |
| Spalding Dedecker Associates, Inc. Employee Stock Ownership Plan Spalding Dedecker Associates, Inc. | 2024 |
People (10)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Angela Suzanne Cusmano | Managing Partner | Mar 2019 (7y) | 50% – 75% | |
| Armstrong, Andy, John | Chief Compliance Officer | Mar 2019 (7y) | Less than 5% | |
| Kirk Wayne Dahring | Chief Executive Officer | Mar 2019 (7y) | 50% – 75% | |
| Tyler Danielle Curley | Registered representative | Jul 2020 (6y) | ||
| Andrew Anthony Jabro | Registered representative | May 2024 (2y) | ||
| Jatia Huey | Registered representative | Jul 2025 (1y) | ||
| Wendy P. Simmons | Registered representative | Sep 2025 (1y) | ||
| Ann Marie Shadle | Registered representative | CFP | Nov 2025 (1y) | |
| Adam Jacob Bressler | Registered representative | Chartered Financial Consultant | Nov 2025 (1y) | |
| Samuel Alton Fleischer | Registered representative | Nov 2025 (1y) |
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (8)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Quality Metalcraft, Inc. Profit Sharing & 401(k) Plan Represented Group | Quality Metalcraft, Inc. | 153 | $7.2M | 01/01/2024 |
| Qmc Emi Holding Corporation Profit Sharing & 401(k) Plan | Quality Metalcraft, Inc. | 243 | $35.4M | 01/01/2024 |
| The Fourmidable Group, Inc. 401(k) Retirement Savings Plan | The Fourmidable Group, Inc. | 179 | $6.2M | 01/01/2024 |
| Champion Chevrolet, Inc. 401(k) Plan And Trust | Champion Chevrolet, Inc. | 281 | $12.0M | 01/01/2024 |
| Sterling Bank & Trust 401(k) Plan | Sterling Bank & Trust Fsb | 223 | $29.0M | 01/01/2024 |
| Rockwell Medical, Inc. 401(k) Plan | Rockwell Medical, Inc. | 253 | $5.4M | 01/01/2024 |
| Nustep Llc 401(k) Savings Plan | Nustep Llc | 101 | $13.0M | 01/01/2024 |
| Spalding Dedecker Associates, Inc. Employee Stock Ownership Plan | Spalding Dedecker Associates, Inc. | 153 | $22.4M | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/24/2026 | 987 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
- • Selection of other advisers
- • Educational seminars/workshops
Custody
Reported custodians
- Charles Schwab & Co. $399M (51% of AUM) Mar 2026
- National Financial Services (Fidelity) $286M (37% of AUM) Mar 2026
- Fidelity Brokerage Services $84.3M (33% of AUM) Dec 2019
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 24, 2026.
View current Form ADV (SEC/IAPD) ↗