Three Cord True Wealth Management, Llc
- Regulatory AUM
- $318M
- Discretionary
- $313M
- Clients
- 584
- Avg AUM / client
- $544K
- Accounts
- 1,004
- Employees
- 9
AUM over time
Annual snapshots from Form ADV filings · as of May 15, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 323 | $66.5M | 20.9% |
| High net worth individuals | 254 | $249M | 78.5% |
| Pension and profit sharing plans | 3 | $670K | 0.21% |
| Charitable organizations | 1 | $956K | 0.3% |
| Corporations and other businesses | 3 | $277K | 0.09% |
People (8)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Tod Reed Arbutina | President | CFP Personal Financial Specialist | Jul 2020 (6y) | ≈ 37.5% – 75% via Three Cord True Wealth Holdings, Llc |
| Ellsworth, John, Patrick | Owner | Jan 2022 (5y) | ≈ 18.75% – 50% via Three Cord True Wealth Holdings, Llc | |
| Albanese, Amanda, Lee | Chief Compliance Officer | Oct 2022 (4y) | Less than 5% | |
| James Emory Garr | Registered representative | Sep 2020 (6y) | ||
| Nicholas John Raught | Registered representative | CFP | Sep 2020 (6y) | |
| Vasilios K Rizos | Registered representative | CFP CFA | May 2022 (4y) | |
| Robert Timothy Holdcroft | Registered representative | Jul 2024 (2y) | ||
| Dana Marie Fitzgerald | Registered representative | Dec 2025 (1y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Three Cord True Wealth Holdings, Llc | Owner | Jan 2022 | A | 75% or more |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Estimated effective ownership (look-through of filed bands):
- Tod Reed Arbutina: 50% – 75% of Three Cord True Wealth Holdings, Llc × 75% – 100% direct ≈ 37.5% – 75% of the firm
- Ellsworth, John, Patrick: 25% – 50% of Three Cord True Wealth Holdings, Llc × 75% – 100% direct ≈ 18.75% – 50% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 05/15/2026 | 1 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
Custody
Reported custodians
- LPL Financial $26.5M (8% of AUM) May 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: May 15, 2026.
View current Form ADV (SEC/IAPD) ↗