Instrumental Wealth, Llc
- Regulatory AUM
- $508M
- Discretionary
- $507M
- Clients
- 573
- Avg AUM / client
- $887K
- Accounts
- 2,128
- Employees
- 12
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Mar 28, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 452 | $141M | 27.8% |
| High net worth individuals | 116 | $350M | 69.0% |
| Pension and profit sharing plans | 1 | $471K | 0.09% |
| Charitable organizations | 1 | $4.3M | 0.84% |
| Corporations and other businesses | 3 | $11.5M | 2.26% |
People (5)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| David Scott Silver | Chief Executive Officer And Chief Compliance Officer | CFP | Oct 2020 (6y) | 75% or more |
| Matthew O Harbert | Chief Investment Officer | Oct 2020 (6y) | Less than 5% | |
| Andrew Gene Allen | Registered representative | CFP Chartered Financial Consultant | Oct 2020 (6y) | |
| Gabriella Marie Del Monaco | Registered representative | CFP | Apr 2025 (1y) | |
| Jordan Joseph Arnold | Registered representative | Dec 2025 (1y) |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/28/2026 | 901 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
Custody
Reported custodians
- Fidelity Brokerage Services $443M (87% of AUM) Mar 2026
- National Financial Services (Fidelity) $125M (94% of AUM) Dec 2021
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 28, 2026.
View current Form ADV (SEC/IAPD) ↗