Kure Advisory, Llc
- Regulatory AUM
- $259M
- Discretionary
- $259M
- Clients
- 401
- Avg AUM / client
- $646K
- Accounts
- 990
- Employees
- 6
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Mar 11, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 313 | $92.1M | 35.6% |
| High net worth individuals | 84 | $166M | 64.0% |
| Charitable organizations | 1 | $99.9K | 0.04% |
| Corporations and other businesses | 2 | $911K | 0.35% |
| Other | 1 | $100 | 0.0% |
People (7)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Karen Elizabeth Stay | Chief Investment Officer | Jun 2021 (5y) | Less than 5% | |
| Thomas John Wade | Chief Financial Officer/Chief Executive Officer / Chief Operating Officer | Jun 2021 (5y) | ≈ 56.25% – 100% via Income Planning Group, Llc | |
| Baker, Nicole, Meehan | Chief Compliance Officer | Mar 2023 (3y) | Less than 5% | |
| Joshua J Nolby | Registered representative | Jun 2021 (5y) | ||
| Michael John Granbois | Registered representative | CFP | Jun 2021 (5y) | |
| John T Wade | Registered representative | Jun 2023 (3y) | ||
| Jack Waletich | Registered representative | CFP Personal Financial Specialist | Oct 2025 (1y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Income Planning Group, Llc | Owner | Jun 2021 | A | 75% or more |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Estimated effective ownership (look-through of filed bands):
- Thomas John Wade: 75% – 100% of Income Planning Group, Llc × 75% – 100% direct ≈ 56.25% – 100% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/11/2026 | 1.12 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
Allegations: THE DEPARTMENT ALLEGED THAT MICHAEL GRANBOIS CERTIFIED HIS COMPLIANCE WITH INSURANCE PRODUCER CONTINUING EDUCATION REQUIREMENTS AT THE TIME OF HIS LICENSE RENEWAL BEFORE ACTUALLY COMPLETING ALL OF THE REQUIRED CONTINUING EDUCATION REQUIREMENTS. Status: Final Sanction Detail: MR. GRANBOIS RECEIVED A LETTER FROM THE STATE OF MINNESOTA INFORMING HIM OF A $500 CIVIL PENALTY FOR RENEWING HIS LICENSE WHILE NOT HAVING COMPLETED THE NECESSARY CONTINUING EDUCATION HOURS. MR. GRANBOIS AGREED TO AND PAID THE PENALTY TO THE STATE OF MINNESOTA. Summary: ON AUGUST 31, 2018, MR. GRANBOIS RENEWED MY MINNESOTA RESIDENT INSURANCE LICENSE ONLINE THROUGH THE STATE OF MINNESOTA WEBSITE. IN GOOD FAITH, MR. GRANBOIS STATED MR. GRANBOIS HAD COMPLETED THE NECESSARY AND REQUIRED NUMBER OF CONTINUING EDUCATION HOURS UNDER THE ASSUMPTION MR. GRANBOIS HAD DONE SO. MR. GRANBOIS WAS NOTIFIED AFTER RENEWAL THAT I HAD INDEED NOT COMPLETED THE NECESSARY NUMBER OF HOURS. MR. GRANBOIS PROMPTLY COMPLETED THE OUTSTANDING HOURS AND PAID AN ADDITIONAL "LATE" FEE FOR RENEWAL. AT THE BEGINNING OF SEPTEMBER 2018 MR. GRANBOIS RECEIVED A LETTER FROM THE STATE OF MINNESOTA INFORMING HIM OF A $500 CIVIL PENALTY FOR RENEWING HIS LICENSE WHILE NOT HAVING COMPLETED THE NECESSARY CONTINUING EDUCATION HOURS. MR. GRANBOIS AGREED TO AND PAID THE PENALTY TO THE STATE OF MINNESOTA.
Disclosure text reproduced verbatim from the firm's own Form ADV filings.
How they charge
- • Percentage of assets under management
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Selection of other advisers
Custody
Reported custodians
- Charles Schwab & Co. $259M (100% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 11, 2026.
View current Form ADV (SEC/IAPD) ↗