Dmlo Wealth Planning, Llc
- Regulatory AUM
- $30.4M
- Discretionary
- $30.4M
- Clients
- 45
- Avg AUM / client
- $675K
- Accounts
- 45
- Employees
- 9
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Mar 02, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 33 | $8.8M | 29.0% |
| High net worth individuals | 10 | $21.5M | 70.8% |
| Corporations and other businesses | 2 | $60.9K | 0.2% |
People (5)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Christopher A Ward | Director | Jul 2021 (5y) | Less than 5% | |
| Beau Justin Handy | Director And Financial Advisor | CFP | Oct 2022 (4y) | ≈ 25% – 56.25% via Guidance Consulting, Llc |
| Stephen Randall Gibson | Managing Member | Oct 2022 (4y) | ≈ 25% – 56.25% via Guidance Consulting, Llc | |
| Nicholas Edward Whitmer | Registered representative | CFP | Jun 2023 (3y) | |
| Wyatt Peyton Callison | Registered representative | CFP | Jun 2023 (3y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Deming, Malone, Livesay & Ostroff, P.S.C. (Dba "Dmlo Cpas") | Member | Jul 2021 | A | 50% – 75% |
| Guidance Consulting, Llc | Member | Feb 2023 | A | 50% – 75% |
Estimated effective ownership (look-through of filed bands):
- Beau Justin Handy: 50% – 75% of Guidance Consulting, Llc × 50% – 75% direct ≈ 25% – 56.25% of the firm
- Stephen Randall Gibson: 50% – 75% of Guidance Consulting, Llc × 50% – 75% direct ≈ 25% – 56.25% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/02/2026 | 1.15 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Pension consulting services
- • Selection of other advisers
- • Educational seminars/workshops
Custody
Reported custodians
- Charles Schwab & Co. $30.4M (100% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 02, 2026.
View current Form ADV (SEC/IAPD) ↗