Ritter Daniher Financial Advisory Llc
SEC-registered
Wealth Manager · Small ($100M–$1B)
CRD 321827
· SEC file 801-125847
· Cincinnati, OH
· www.ritterdaniher.com
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ADV data as of Mar 16, 2026
- Regulatory AUM
- $936M
- Discretionary
- $936M
- Clients
- 686
- Avg AUM / client
- $1.4M
- Accounts
- 2,129
- Employees
- 15
AUM over time
$447M
$936M
May 2022
Dec 2025
Annual snapshots from Form ADV filings · as of Mar 16, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 485 | $242M | 25.9% |
| High net worth individuals | 198 | $689M | 73.6% |
| Pension and profit sharing plans | 1 | $2.2M | 0.23% |
| Charitable organizations | 2 | $3.0M | 0.32% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Greater Cincinnati Digestive Health Network, Inc Profit Sharing Plan Greater Cincinnati Digestive Health Network, Inc | 2024 |
People (8)
| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Jeffrey Earl Daniher | Founder | CFP | Jul 1999 (27y) | Less than 5% |
| John Kenneth Ritter | Chief Compliance Officer & Founder | CFP | Jul 1999 (27y) | Less than 5% |
| Bennett, Joel, Van | Chief Financial Officer | Sep 2021 (5y) | Less than 5% | |
| Buckner, Harold | Executive Vice President | Sep 2021 (5y) | Less than 5% | |
| Markham, Lori, Ann | Assistant Secretary | Sep 2021 (5y) | Less than 5% | |
| Norwood, Robert, Bredt | Executive Vp & General Counsel | Sep 2021 (5y) | Less than 5% | |
| Osborne, Angela, Maren | Chief Operating Officer | Sep 2021 (5y) | Less than 5% | |
| Yin Yin | Controller & Assistant Secretary | Sep 2021 (5y) | Less than 5% |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Bluespring Wealth Partners, Llc | Owner | Sep 2021 | A | 75% or more |
| Kestra Financial, Inc. | Owner | Sep 2021 | B | ≈ 56.25% – 100% via Bluespring Wealth Partners, Llc |
| Kestra Advisor Services Holdings C, Inc. | Owner | Oct 2014 | B | ≈ 42.19% – 100% via Kestra Financial, Inc. |
| Kestra Advisor Services Holdings B, Inc. | Owner | Oct 2014 | B | ≈ 31.64% – 100% via Kestra Advisor Services Holdings C, Inc. |
| Kestra Advisor Services Holdings A, Inc. | Owner | Oct 2014 | B | ≈ 23.73% – 100% via Kestra Advisor Services Holdings B, Inc. |
| Kingfisher Holding B, Inc. | Owner | Jun 2019 | B | ≈ 17.8% – 100% via Kestra Advisor Services Holdings A, Inc. |
| Kingfisher Holding A, Inc. | Owner | Jun 2019 | B | ≈ 13.35% – 100% via Kingfisher Holding B, Inc. |
| Kingfisher Holding, L.P. | Owner | Jun 2019 | B | ≈ 10.01% – 100% via Kingfisher Holding A, Inc. |
| Warburg Pincus Financial Sector, L.P. | Limited Partner | Jun 2019 | B | ≈ 2.5% – 50% via Kingfisher Holding, L.P. |
| Oak Hill Capital Partners Vi (Te 892), L.P. | Owner | Feb 2023 | B | ≈ 0.63% – 25% via Ohcp Vi Enzo Aggregator, L.P. |
| Oak Hill Capital Partners Vi (Onshore), L.P. | Owner | Feb 2023 | B | ≈ 0.63% – 25% via Ohcp Vi Enzo Aggregator, L.P. |
| Ohcp Vi Enzo Aggregator, L.P. | Owner | Feb 2023 | B | ≈ 2.5% – 50% via Kingfisher Holding, L.P. |
| Kingfisher Holding, G.P., Llc | General Partner | Jun 2019 | B | GP / trustee / elected manager of Kingfisher Holding, L.P. (indirect) |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Estimated effective ownership (look-through of filed bands):
- Kestra Financial, Inc.: 75% – 100% of Bluespring Wealth Partners, Llc × 75% – 100% direct ≈ 56.25% – 100% of the firm
- Kestra Advisor Services Holdings C, Inc.: 75% – 100% of Kestra Financial, Inc. × 75% – 100% of Bluespring Wealth Partners, Llc × 75% – 100% direct ≈ 42.19% – 100% of the firm
- Kestra Advisor Services Holdings B, Inc.: 75% – 100% of Kestra Advisor Services Holdings C, Inc. × 75% – 100% of Kestra Financial, Inc. × 75% – 100% of Bluespring Wealth Partners, Llc × 75% – 100% direct ≈ 31.64% – 100% of the firm
- Kestra Advisor Services Holdings A, Inc.: 75% – 100% of Kestra Advisor Services Holdings B, Inc. × 75% – 100% of Kestra Advisor Services Holdings C, Inc. × 75% – 100% of Kestra Financial, Inc. × 75% – 100% of Bluespring Wealth Partners, Llc × 75% – 100% direct ≈ 23.73% – 100% of the firm
- Kingfisher Holding B, Inc.: 75% – 100% of Kestra Advisor Services Holdings A, Inc. × 75% – 100% of Kestra Advisor Services Holdings B, Inc. × 75% – 100% of Kestra Advisor Services Holdings C, Inc. × 75% – 100% of Kestra Financial, Inc. × 75% – 100% of Bluespring Wealth Partners, Llc × 75% – 100% direct ≈ 17.8% – 100% of the firm
- Kingfisher Holding A, Inc.: 75% – 100% of Kingfisher Holding B, Inc. × 75% – 100% of Kestra Advisor Services Holdings A, Inc. × 75% – 100% of Kestra Advisor Services Holdings B, Inc. × 75% – 100% of Kestra Advisor Services Holdings C, Inc. × 75% – 100% of Kestra Financial, Inc. × 75% – 100% of Bluespring Wealth Partners, Llc × 75% – 100% direct ≈ 13.35% – 100% of the firm
- Kingfisher Holding, L.P.: 75% – 100% of Kingfisher Holding A, Inc. × 75% – 100% of Kingfisher Holding B, Inc. × 75% – 100% of Kestra Advisor Services Holdings A, Inc. × 75% – 100% of Kestra Advisor Services Holdings B, Inc. × 75% – 100% of Kestra Advisor Services Holdings C, Inc. × 75% – 100% of Kestra Financial, Inc. × 75% – 100% of Bluespring Wealth Partners, Llc × 75% – 100% direct ≈ 10.01% – 100% of the firm
- Warburg Pincus Financial Sector, L.P.: 25% – 50% of Kingfisher Holding, L.P. × 75% – 100% of Kingfisher Holding A, Inc. × 75% – 100% of Kingfisher Holding B, Inc. × 75% – 100% of Kestra Advisor Services Holdings A, Inc. × 75% – 100% of Kestra Advisor Services Holdings B, Inc. × 75% – 100% of Kestra Advisor Services Holdings C, Inc. × 75% – 100% of Kestra Financial, Inc. × 75% – 100% of Bluespring Wealth Partners, Llc × 75% – 100% direct ≈ 2.5% – 50% of the firm
- Oak Hill Capital Partners Vi (Te 892), L.P.: 25% – 50% of Ohcp Vi Enzo Aggregator, L.P. × 25% – 50% of Kingfisher Holding, L.P. × 75% – 100% of Kingfisher Holding A, Inc. × 75% – 100% of Kingfisher Holding B, Inc. × 75% – 100% of Kestra Advisor Services Holdings A, Inc. × 75% – 100% of Kestra Advisor Services Holdings B, Inc. × 75% – 100% of Kestra Advisor Services Holdings C, Inc. × 75% – 100% of Kestra Financial, Inc. × 75% – 100% of Bluespring Wealth Partners, Llc × 75% – 100% direct ≈ 0.63% – 25% of the firm
- Oak Hill Capital Partners Vi (Onshore), L.P.: 25% – 50% of Ohcp Vi Enzo Aggregator, L.P. × 25% – 50% of Kingfisher Holding, L.P. × 75% – 100% of Kingfisher Holding A, Inc. × 75% – 100% of Kingfisher Holding B, Inc. × 75% – 100% of Kestra Advisor Services Holdings A, Inc. × 75% – 100% of Kestra Advisor Services Holdings B, Inc. × 75% – 100% of Kestra Advisor Services Holdings C, Inc. × 75% – 100% of Kestra Financial, Inc. × 75% – 100% of Bluespring Wealth Partners, Llc × 75% – 100% direct ≈ 0.63% – 25% of the firm
- Ohcp Vi Enzo Aggregator, L.P.: 25% – 50% of Kingfisher Holding, L.P. × 75% – 100% of Kingfisher Holding A, Inc. × 75% – 100% of Kingfisher Holding B, Inc. × 75% – 100% of Kestra Advisor Services Holdings A, Inc. × 75% – 100% of Kestra Advisor Services Holdings B, Inc. × 75% – 100% of Kestra Advisor Services Holdings C, Inc. × 75% – 100% of Kestra Financial, Inc. × 75% – 100% of Bluespring Wealth Partners, Llc × 75% – 100% direct ≈ 2.5% – 50% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (1)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Greater Cincinnati Digestive Health Network, Inc Profit Sharing Plan | Greater Cincinnati Digestive Health Network, Inc | 77 | $12.0M | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/16/2026 | 2.09 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Other services
Custody
Reported custodians
- Charles Schwab & Co. $919M (98% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 16, 2026.
View current Form ADV (SEC/IAPD) ↗