Terraform Wealth, Llc
- Regulatory AUM
- $208M
- Discretionary
- $164M
- Clients
- 10
- Avg AUM / client
- $20.8M
- Accounts
- 85
- Employees
- 2
AUM over time
Annual snapshots from Form ADV filings · as of Mar 25, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 4 | $498K | 0.24% |
| High net worth individuals | 5 | $207M | 99.7% |
| Pension and profit sharing plans | 1 | $0 | — |
| Charitable organizations | 0 | $106K | 0.05% |
People (2)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Paul David Chiaro | Cio | Jan 2023 (4y) | ≈ 37.5% – 75% via Terraform Holdings, Llc | |
| Sami Nayef Shbeeb | Ceo | Jan 2023 (4y) | ≈ 37.5% – 75% via Terraform Holdings, Llc |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Terraform Holdings, Llc | Member | Jan 2023 | A | 75% or more |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Estimated effective ownership (look-through of filed bands):
- Paul David Chiaro: 50% – 75% of Terraform Holdings, Llc × 75% – 100% direct ≈ 37.5% – 75% of the firm
- Sami Nayef Shbeeb: 50% – 75% of Terraform Holdings, Llc × 75% – 100% direct ≈ 37.5% – 75% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/25/2026 | 986 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
Services
- • Portfolio management for individuals/small businesses
- • Selection of other advisers
Custody
Reported custodians
- Charles Schwab & Co. $109M (53% of AUM) Mar 2026
- J.P. Morgan $43.5M (21% of AUM) Mar 2026
- Morgan Stanley $43.2M (21% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 25, 2026.
View current Form ADV (SEC/IAPD) ↗