Ssb&T Wealth Management, Llc
- Regulatory AUM
- $445M
- Discretionary
- $410M
- Clients
- 168
- Avg AUM / client
- $2.6M
- Accounts
- 168
- Employees
- 6
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Feb 23, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 115 | $34.9M | 7.83% |
| High net worth individuals | 42 | $136M | 30.6% |
| Banking or thrift institutions | 1 | $219M | 49.2% |
| Pension and profit sharing plans | 1 | $35.5M | 7.98% |
| Charitable organizations | 4 | $12.9M | 2.9% |
| Corporations and other businesses | 5 | $6.6M | 1.49% |
People (4)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Edward William Kramer | Cco, Cio, Chief Planning Officer | CFP | Aug 2023 (3y) | Less than 5% |
| Richard Kyle Morgan | Registered representative | Mar 2025 (1y) | ||
| Rankin W Starkey | Registered representative | Sep 2025 (1y) | ||
| Brianna Suzanne Pradia | Registered representative | Jun 2026 (0y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Security State Bank And Trust | Sole Member | Jul 2023 | A | 75% or more |
| Security Holding Company | Owner | Mar 1982 | B | ≈ 56.25% – 100% via Security State Bank And Trust |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Estimated effective ownership (look-through of filed bands):
- Security Holding Company: 75% – 100% of Security State Bank And Trust × 75% – 100% direct ≈ 56.25% – 100% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 02/23/2026 | 1 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
Custody
Firm reports it does not have custody of client funds or securities (Item 9.A).
No custodian data reported or mined yet.
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Feb 23, 2026.
View current Form ADV (SEC/IAPD) ↗