Rfg Bristol Wealth Advisors, Llc
- Regulatory AUM
- $986M
- Discretionary
- $986M
- Clients
- 885
- Avg AUM / client
- $1.1M
- Accounts
- 2,073
- Employees
- 10
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Jun 03, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 732 | $300M | 30.5% |
| High net worth individuals | 104 | $485M | 49.2% |
| Pension and profit sharing plans | Fewer than 5 clients | $7.3M | 0.74% |
| Charitable organizations | 11 | $43.2M | 4.38% |
| State or municipal government entities | 6 | $73.2M | 7.43% |
| Corporations and other businesses | 32 | $76.7M | 7.78% |
People (6)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Louis Michael Ricciardi | President And Chief Executive Officer | Feb 2017 (10y) | ≈ 37.5% – 75% via Bristol Investment Services Group, Inc. | |
| Dean Roger Larabee | Chief Operating Officer And Chief Compliance Officer | Jan 2018 (9y) | Less than 5% | |
| Carl Michael Begin | Senior Vice President And Director Of Financial Planning | CFP Chartered Financial Consultant | Jul 2024 (2y) | Less than 5% |
| Connor James Russ | Registered representative | CFP | Jul 2024 (2y) | |
| Melyna Kailee Young | Registered representative | Jul 2024 (2y) | ||
| Devin C. Russ | Registered representative | Sep 2025 (1y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Bristol County Savings Bank | Shareholder | Nov 2017 | A | 50% – 75% |
| Bristol Investment Services Group, Inc. | Shareholder | Nov 2017 | A | 50% – 75% |
| Beacon Bancorp | Shareholder | Nov 2017 | B | ≈ 37.5% – 75% via Bristol County Savings Bank |
Estimated effective ownership (look-through of filed bands):
- Louis Michael Ricciardi: 75% – 100% of Bristol Investment Services Group, Inc. × 50% – 75% direct ≈ 37.5% – 75% of the firm
- Beacon Bancorp: 75% – 100% of Bristol County Savings Bank × 50% – 75% direct ≈ 37.5% – 75% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 06/03/2026 | 1.02 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
Custody
Reported custodians
- Charles Schwab & Co. $986M (100% of AUM) Jun 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Jun 03, 2026.
View current Form ADV (SEC/IAPD) ↗