Natural Investments Pbllc
- Regulatory AUM
- $2.0B
- Discretionary
- $2.0B
- Clients
- 1,277
- Avg AUM / client
- $1.6M
- Accounts
- 4,846
- Employees
- 24
AUM over time
Annual snapshots from Form ADV filings · as of Feb 24, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 964 | $414M | 20.2% |
| High net worth individuals | 278 | $1.5B | 74.5% |
| Charitable organizations | 22 | $72.7M | 3.55% |
| Corporations and other businesses | 13 | $34.9M | 1.7% |
Nonprofit clients
Charities that reported this firm as a top-paid contractor (investment services) on Form 990.
| Charity | Location | Period |
|---|---|---|
| Donor Advised Charitable Giving EIN 311640316 | Lone Tree, CO | 06/30/2024 |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Ccof 401(k) Ccof, Inc. | 2024 | |
| Humana Retirement Savings Plan Humana Inc. | 2024 |
People (23)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Christopher James Peck | Chief Compliance Officer And Manager | Nov 2005 (21y) | Less than 5% | |
| Michael A Kramer | Manager | Apr 2007 (19y) | Less than 5% | |
| James Rice Frazier | Trustee | CFP | Jan 2009 (18y) | GP / trustee / elected manager of Natural Investments Purpose Trust (indirect) |
| Carrie Burcham Vanwinkle | Trustee | Sep 2012 (14y) | GP / trustee / elected manager of Natural Investments Purpose Trust (indirect) | |
| Ryan Meyers Jones Casey | Trustee | Aug 2016 (10y) | GP / trustee / elected manager of Natural Investments Purpose Trust (indirect) | |
| Nicole Middleton Holloway | Trustee | CFP | Jan 2020 (7y) | GP / trustee / elected manager of Natural Investments Purpose Trust (indirect) |
| Malaika Thandi Maphalala | Trustee | Dec 2023 (3y) | GP / trustee / elected manager of Natural Investments Purpose Trust (indirect) | |
| Andy Ray Loving | Registered representative | CFP | Feb 2011 (15y) | |
| Joel David Koerner | Registered representative | Sep 2017 (9y) | ||
| Sylvia Veronica Panek | Registered representative | Feb 2018 (9y) | ||
| Tiffany Ann Brown | Registered representative | Jul 2018 (8y) | ||
| Amy D. Pender | Registered representative | CFP | Apr 2021 (5y) | |
| Gregory E. Pitts | Registered representative | Aug 2021 (5y) | ||
| Nonkululeko Maphalala | Registered representative | May 2022 (4y) | ||
| Kate Anna Poole | Registered representative | Feb 2023 (3y) | ||
| Diana G Yanez | Registered representative | CFP | Aug 2023 (3y) | |
| Maria B Koerner | Registered representative | Mar 2024 (2y) | ||
| Evan Patrick Quirk Garvan | Registered representative | Sep 2024 (2y) | ||
| Isaac Louis Goldowitz | Registered representative | Oct 2024 (2y) | ||
| Harold Arthur Brill | Registered representative | Jan 2025 (2y) | ||
| Brittany Renee Damico | Registered representative | Jul 2025 (1y) | ||
| Daniel Paul Carreno | Registered representative | Nov 2025 (1y) | ||
| Kirbie Hope Crowe | Registered representative | Jan 2026 (1y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Natural Investments Purpose Trust | Owner | Dec 2023 | A | 75% or more |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (2)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Ccof 401(k) | Ccof, Inc. | 187 | $13.0M | 01/01/2024 |
| Humana Retirement Savings Plan | Humana Inc. | 42,968 | $7.7B | 01/01/2024 |
From Form 5500 service-provider disclosures.
Foundations & charities (1)
| Organization | Type | Assets | As of |
|---|---|---|---|
| Donor Advised Charitable Giving | Public charity | $41.1B | 06/30/2024 |
From IRS Form 990 investment-management-fee disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 02/24/2026 | 953 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Other fees
- • FINANCL PLNG FEES EITHER ON A PROJECT, HOURLY OR RETAINER BASIS
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Selection of other advisers
- • Educational seminars/workshops
Custody
Reported custodians
- Charles Schwab & Co. $1.7B (84% of AUM) Feb 2026
- First Affirmative Financial Network Llc $74.0M (6% of AUM) Jun 2020
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Feb 24, 2026.
View current Form ADV (SEC/IAPD) ↗