Charter Oak Capital Management, Llc
- Regulatory AUM
- $1.6B
- Discretionary
- $1.5B
- Clients
- 1,397
- Avg AUM / client
- $1.1M
- Accounts
- 1,397
- Employees
- 27
AUM over time
Annual snapshots from Form ADV filings · as of Jul 07, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 933 | $452M | 28.8% |
| High net worth individuals | 456 | $1.1B | 70.3% |
| Charitable organizations | 8 | $13.8M | 0.88% |
People (14)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Jeffrey Scott Troiano | Managing Member/Chief Compliance Officer | Jul 2002 (24y) | 50% – 75% | |
| Todd Michael Cesca | Partner | Jun 2003 (23y) | 5% – 10% | |
| Lena Wyand | Partner | CFP | Jan 2008 (19y) | 10% – 25% |
| Karen Lee Zaramba | Partner | CFP | Mar 2011 (15y) | 10% – 25% |
| Sarah Serling Clapp | Partner | CFP | Nov 2015 (11y) | 5% – 10% |
| Eugene Robert Akerberg | Registered representative | CFP | Oct 2003 (23y) | |
| Samuel Richardson Reid | Registered representative | CFP | Oct 2006 (20y) | |
| Emma K Bean | Registered representative | CFP | Sep 2015 (11y) | |
| Katy Morrison Carr | Registered representative | Jun 2016 (10y) | ||
| Alicia Chiamulera | Registered representative | CFP | Nov 2018 (8y) | |
| Jessica Lynn Kreger | Registered representative | CFP | Sep 2020 (6y) | |
| James Allen Bossieux | Registered representative | CFP | Oct 2022 (4y) | |
| John Wilson | Registered representative | CFP | May 2024 (2y) | |
| Renee Elizabeth Hickey | Registered representative | Jun 2025 (1y) |
Undisclosed: 0% – 20% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 07/07/2026 | 956 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Selection of other advisers
Custody
Reported custodians
- Fidelity Brokerage Services $1.5B (96% of AUM) Jul 2026
- Fidelity Distributors Company Llc $881M (90% of AUM) Sep 2023
- Fidelity Investments Institutional Services Company, Inc. $522M (93% of AUM) May 2019
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Jul 07, 2026.
View current Form ADV (SEC/IAPD) ↗