Marshall + Sterling Wealth Advisors, Inc.
- Regulatory AUM
- $1.6B
- Discretionary
- $418M
- Clients
- 902
- Avg AUM / client
- $1.8M
- Accounts
- 1,536
- Employees
- 15
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of May 12, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 700 | $192M | 12.1% |
| High net worth individuals | 91 | $154M | 9.68% |
| Pension and profit sharing plans | 95 | $1.2B | 73.7% |
| Charitable organizations | 8 | $3.0M | 0.19% |
| Insurance companies | 1 | $22.6M | 1.42% |
| Corporations and other businesses | 7 | $46.8M | 2.95% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Family Services, Inc. 403(b) Plan Family Services, Inc. | 2024 | |
| Equinox, Inc. 403(b) Plan Equinox, Inc. | 2024 | |
| Centerlight Healthcare, Inc.403(b) Retirement Plan Centerlight Healthcare, Inc. | 2024 |
People (13)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Craig Matthew Pesce | Chief Compliance Officer And Director / President | CFP | Feb 2013 (14y) | Less than 5% |
| Michael Ambrose Ryan | Vice President | CFP | Jun 2016 (10y) | Less than 5% |
| Woods, Krystal, M. | Trustee | Dec 2022 (4y) | GP / trustee / elected manager of Marshall & Sterling Enterprises, Inc. (indirect) | |
| Smith, Frank, J | Trustee | Jan 2023 (4y) | ≈ 14.06% – 50% via Marshall & Sterling Enterprises, Inc. Employee Stock Ownership Plan | |
| Keppel, Nicole, Elizabeth | Trustee | Jan 2024 (3y) | GP / trustee / elected manager of Marshall & Sterling Enterprises, Inc. Employee Stock Ownership Plan (indirect) | |
| Chintan Hariprakash Shukla | Registered representative | CFA | Aug 2021 (5y) | |
| Jesse David Uttendorfer | Registered representative | CFP | Aug 2021 (5y) | |
| Stephen Anthony Valentino | Registered representative | CFP | Aug 2021 (5y) | |
| Dean A Lysenko | Registered representative | Sep 2021 (5y) | ||
| Kelsey Ruth Ponesse | Registered representative | Sep 2021 (5y) | ||
| Devin Michael Mc Gill | Registered representative | Jan 2026 (1y) | ||
| Timothy L Paulson | Registered representative | May 2026 (0y) | ||
| Matthew Larkin De Hond | Registered representative | Jun 2026 (0y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Marshall & Sterling Enterprises, Inc. | Owner | Mar 1993 | A | 75% or more |
| Marshall & Sterling Enterprises, Inc. Employee Stock Ownership Plan | Trust | Jan 1977 | B | ≈ 56.25% – 100% via Marshall & Sterling Enterprises, Inc. |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Estimated effective ownership (look-through of filed bands):
- Smith, Frank, J: 25% – 50% of Marshall & Sterling Enterprises, Inc. Employee Stock Ownership Plan × 75% – 100% of Marshall & Sterling Enterprises, Inc. × 75% – 100% direct ≈ 14.06% – 50% of the firm
- Marshall & Sterling Enterprises, Inc. Employee Stock Ownership Plan: 75% – 100% of Marshall & Sterling Enterprises, Inc. × 75% – 100% direct ≈ 56.25% – 100% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (3)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Family Services, Inc. 403(b) Plan | Family Services, Inc. | 213 | $7.6M | 01/01/2024 |
| Equinox, Inc. 403(b) Plan | Equinox, Inc. | 282 | $4.0M | 01/01/2024 |
| Centerlight Healthcare, Inc.403(b) Retirement Plan | Centerlight Healthcare, Inc. | 654 | $94.3M | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 05/12/2026 | 1.14 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
Custody
Reported custodians
- LPL Financial $367M (23% of AUM) May 2026
- Fidelity Investments Institutional Services Company, Inc. $12.0M (13% of AUM) Oct 2019
- Fidelity Distributors Company Llc $5.7M (1% of AUM) Dec 2023
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: May 12, 2026.
View current Form ADV (SEC/IAPD) ↗