Conceptual Financial Advisors, Llc
- Regulatory AUM
- $190M
- Discretionary
- $143M
- Clients
- 426
- Avg AUM / client
- $446K
- Accounts
- 778
- Employees
- 4
AUM over time
Annual snapshots from Form ADV filings · as of Jan 15, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 347 | $58.7M | 30.9% |
| High net worth individuals | 72 | $106M | 55.9% |
| Pension and profit sharing plans | 7 | $12.5M | 6.59% |
| Corporations and other businesses | Fewer than 5 clients | $12.6M | 6.63% |
People (1)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Chad Lee Nehring | Member And Chief Compliance Officer | CFP | May 2011 (15y) | 75% or more |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 01/15/2026 | 1.01 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Pension consulting services
- • Selection of other advisers
- • Educational seminars/workshops
Custody
Reported custodians
- LPL Financial $143M (75% of AUM) Jan 2026
- TD Ameritrade $87.7M (75% of AUM) Sep 2023
- Capital Bank And Trust Company $20.1M (11% of AUM) Jan 2026
- Assetmark Brokerage, Llc $7.6M (6% of AUM) Jun 2022
- SEI Private Trust $2.3M (2% of AUM) Jun 2022
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Jan 15, 2026.
View current Form ADV (SEC/IAPD) ↗