Mascoma Wealth Management Llc
- Regulatory AUM
- $568M
- Discretionary
- $536M
- Clients
- 477
- Avg AUM / client
- $1.2M
- Accounts
- 1,185
- Employees
- 12
AUM over time
Annual snapshots from Form ADV filings · as of Feb 28, 2026
Investments (13F portfolio — 515 positions, $483,809,887)
13F period Mar 31, 2026| # | Issuer | Class | Value | Shares | % of 13F | % of AUM |
|---|---|---|---|---|---|---|
| 1 | Ishares Core S&P 500 Etf | ETF | $77,402,400 | 118,495 | 16.0% | 13.6% |
| 2 | Ishares Core U.S. Aggregate Bond Etf | ETF | $50,335,320 | 507,055 | 10.4% | 8.87% |
| 3 | Vanguard Ftse Developed Markets Etf | ETF | $36,626,763 | 571,579 | 7.57% | 6.45% |
| 4 | Fidelity Total Bond Etf | ETF | $34,954,156 | 766,202 | 7.22% | 6.16% |
| 5 | Jpmorgan Core Plus Bond Etf | ETF | $26,429,364 | 561,371 | 5.46% | 4.66% |
| 6 | Vanguard Intermediate Term Treasury Etf | ETF | $21,508,759 | 361,188 | 4.45% | 3.79% |
| 7 | Jpmorgan Ultra Short Income Etf | ETF | $19,513,369 | 385,564 | 4.03% | 3.44% |
| 8 | Jpmorgan International Research Enhanced Equity Etf | ETF | $16,206,800 | 213,979 | 3.35% | 2.85% |
| 9 | Ishares Trust Ishares 0 1 Year Treasury Bond Etf | ETF | $15,505,643 | 140,462 | 3.2% | 2.73% |
| 10 | Fidelity Enhanced Large Cap Core Etf | ETF | $15,121,342 | 416,910 | 3.13% | 2.66% |
| 11 | Ishares 0 3 Month Treasury Bond Etf | ETF | $14,391,864 | 142,975 | 2.97% | 2.53% |
| 12 | Ishares Core S&P U.S. Growth Etf | ETF | $14,143,347 | 91,183 | 2.92% | 2.49% |
| 13 | Ishares Core S&P Mid Cap Etf | ETF | $9,336,617 | 138,259 | 1.93% | 1.64% |
| 14 | Ishares Core S&P Small Cap Etf | ETF | $8,940,177 | 71,918 | 1.85% | 1.57% |
| 15 | Ishares Esg Msci Kld 400 Etf | ETF | $8,783,839 | 72,480 | 1.82% | 1.55% |
| 16 | Ishares Msci Usa Min Vol Factor Etf | ETF | $7,102,949 | 76,590 | 1.47% | 1.25% |
| 17 | Ishares Esg Aware Msci Eafe Etf | ETF | $6,994,526 | 73,149 | 1.45% | 1.23% |
| 18 | Ishares Esg Aware Us Aggregate Bond Etf | ETF | $6,687,804 | 140,648 | 1.38% | 1.18% |
| 19 | Ishares Msci Usa Momentum Factor Etf | ETF | $6,483,935 | 27,018 | 1.34% | 1.14% |
| 20 | State Street Spdr Portfolio Emerging Markets Etf | ETF | $5,934,119 | 126,500 | 1.23% | 1.05% |
| 21 | Apple Inc Com | Stock | $5,593,477 | 22,040 | 1.16% | 0.99% |
| 22 | Ishares Esg Aware Msci Usa Etf | ETF | $4,960,589 | 35,077 | 1.03% | 0.87% |
| 23 | State Street Spdr Portfolio Short Term Corporate Bond Etf | ETF | $3,748,870 | 124,671 | 0.77% | 0.66% |
| 24 | Ishares 1 3 Year Treasury Bond Etf | ETF | $3,318,158 | 40,186 | 0.69% | 0.58% |
| 25 | Microsoft Corp Com | Stock | $2,886,840 | 7,799 | 0.6% | 0.51% |
Top 25 of 515 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 300 | $159M | 28.1% |
| High net worth individuals | 122 | $302M | 53.1% |
| Pension and profit sharing plans | 2 | $3.2M | 0.56% |
| Charitable organizations | 29 | $48.2M | 8.48% |
| State or municipal government entities | 5 | $14.8M | 2.61% |
| Corporations and other businesses | 8 | $31.2M | 5.5% |
| Other | 11 | $9.3M | 1.64% |
People (11)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Amanda Aldrich Spencer | Chief Compliance Officer/Chief Operations Officer | Sep 2022 (4y) | Less than 5% | |
| Zuzana Kuzelova Brochu | President | CFP | Oct 2022 (4y) | Less than 5% |
| Matthew David Dattilio | Registered representative | CFP | Feb 2017 (10y) | |
| Michael Chad Hemingway | Registered representative | Aug 2020 (6y) | ||
| Jeffrey Blake Nowell | Registered representative | Sep 2021 (5y) | ||
| Bethany J Dubuque | Registered representative | Apr 2023 (3y) | ||
| Susan Alice Winchester | Registered representative | Chartered Financial Consultant | Apr 2023 (3y) | |
| Madalyn Elise Dow | Registered representative | CFP | Feb 2024 (2y) | |
| Jonathan Long Cottrell | Registered representative | Apr 2024 (2y) | ||
| Matthew C. Little | Registered representative | Jul 2024 (2y) | ||
| Joplin Maycomb Weeks Wallace | Registered representative | Apr 2025 (1y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Mascoma Bank | Parent Company | Feb 2015 | A | 75% or more |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 02/28/2026 | 1.01 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
Custody
Reported custodians
- Fidelity Distributors Company Llc $568M (100% of AUM) Feb 2026
- Fidelity Investments Institutional Services Company, Inc. $206M (100% of AUM) Jul 2019
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Feb 28, 2026.
View current Form ADV (SEC/IAPD) ↗