Retirement Plans, Inc.
- Regulatory AUM
- $225M
- Discretionary
- $225M
- Clients
- 278
- Avg AUM / client
- $809K
- Accounts
- 278
- Employees
- 6
AUM over time
Annual snapshots from Form ADV filings · as of Mar 16, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 200 | $16.8M | 7.47% |
| Pension and profit sharing plans | 78 | $208M | 92.5% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Erp Analysts, Inc. 401(k) Profit Sharing Plan & Trust Erp Analysts, Inc. | 2024 | |
| Innosource, Inc. 401(k) Plan Innosource, Inc. | 2024 | |
| Thompson Concrete, Ltd Retirement Savings Plan Thompson Concrete Management, Ltd | 2024 | |
| Advanced Behavioral Health, Inc. 401(k) Plan Advanced Behavioral Health, Inc. | 2024 | |
| Vrf Eye Specialty Group 401(k) Plan Vrf Eye Specialty Group, Plc | 2024 | |
| Sam Dong America 401(k) Plan Sam Dong America, Inc. | 2024 | |
| Lattimore, Black, Morgan & Cain, P.C. Profit Sharing Plan Lbmc, Pc | 2024 | |
| U. S. Retirement Partners 401(k) Plan U.S. Retirement Partners, Inc. | 2024 | |
| Xsell Technologies, Inc. 401(k) Plan Xsell Technologies, Inc. | 2024 | |
| Lbmc Employment Partners, Llc 401(k) Profit Lbmc Employment Partners, Llc | 2024 |
People (1)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Richard Thomas Ritter | President/Cco | Jun 2011 (15y) | 75% or more |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (10)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Erp Analysts, Inc. 401(k) Profit Sharing Plan & Trust | Erp Analysts, Inc. | 416 | $31.2M | 01/01/2024 |
| Innosource, Inc. 401(k) Plan | Innosource, Inc. | 541 | $13.2M | 01/01/2024 |
| Thompson Concrete, Ltd Retirement Savings Plan | Thompson Concrete Management, Ltd | 417 | $11.4M | 01/01/2024 |
| Advanced Behavioral Health, Inc. 401(k) Plan | Advanced Behavioral Health, Inc. | 133 | $16.3M | 01/01/2024 |
| Vrf Eye Specialty Group 401(k) Plan | Vrf Eye Specialty Group, Plc | 111 | $7.0M | 01/01/2024 |
| Sam Dong America 401(k) Plan | Sam Dong America, Inc. | 223 | $7.2M | 01/01/2024 |
| Lattimore, Black, Morgan & Cain, P.C. Profit Sharing Plan | Lbmc, Pc | 593 | $85.7M | 01/01/2024 |
| U. S. Retirement Partners 401(k) Plan | U.S. Retirement Partners, Inc. | 801 | $85.1M | 01/01/2024 |
| Xsell Technologies, Inc. 401(k) Plan | Xsell Technologies, Inc. | 72 | $4.2M | 01/01/2024 |
| Lbmc Employment Partners, Llc 401(k) Profit | Lbmc Employment Partners, Llc | 3,213 | $102M | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/16/2026 | 1.15 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
Services
- • Portfolio management for individuals/small businesses
- • Pension consulting services
- • Educational seminars/workshops
Custody
Reported custodians
- Transamerica Trust Company $81.0M (36% of AUM) Mar 2026
- Reliance Trust Company $39.9M (18% of AUM) Mar 2026
- Nationwide Trust Company $30.9M (14% of AUM) Mar 2026
- Ascensus Trust Company $27.9M (11% of AUM) Mar 2024
- Nationwide Financial $27.9M (11% of AUM) Feb 2025
- T Rowe Price Trust Company $17.4M (9% of AUM) Nov 2022
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 16, 2026.
View current Form ADV (SEC/IAPD) ↗