Cfs Investment Advisory Services Llc
SEC-registered
Insurance-Affiliated · Mid-sized ($1B–$10B)
CRD 106577
· SEC file 801-45064
· Totowa, NJ
· WWW.FACEBOOK.COM
☆ Save with Pro
ADV data as of Mar 05, 2026
- Regulatory AUM
- $2.7B
- Discretionary
- $1.9B
- Clients
- 1,238
- Avg AUM / client
- $2.2M
- Accounts
- 3,437
- Employees
- 13
AUM over time
$516M
$2.7B
Dec 2011
Dec 2025
Annual snapshots from Form ADV filings · as of Mar 05, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 607 | $145M | 5.3% |
| High net worth individuals | 532 | $1.6B | 59.1% |
| Pension and profit sharing plans | 87 | $942M | 34.5% |
| Charitable organizations | 5 | $21.1M | 0.77% |
| Corporations and other businesses | 7 | $7.5M | 0.27% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Alvin Ailey Dance Foundation, Inc. 403(b) Retirement Plan Alvin Ailey Dance Foundation, Inc. | New York, NY | 2024 |
| Catalent Pharma Solutions, Llc Pension Plan Catalent Pharma Solutions, Inc. | 2024 | |
| Acadia Realty Trust 401(k) Savings And Retirement Plan Acadia Realty Limited Partnership | 2024 | |
| Jesco, Inc. Savings And Investment Plan Jesco, Inc. | 2024 | |
| Lamtec Corporation 401(k) Profit Sharing Plan Lamtec Corporation | 2024 | |
| Rks Associates 401(k) Plan Rks Associates | 2024 | |
| Epromos 401(k) Plan Epromos Promotional Products Llc | 2024 | |
| 5 W Public Relations 401(k) Plan 5 W Public Relations | 2024 | |
| Reiner Group, Inc. 401(k) Plan Reiner Group, Inc. | 2024 | |
| Allen Flavors, Inc. 401(k) Profit Sharing Plan Allen Flavors, Inc. | 2024 |
People (10)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Gregory Mark Makowski | Managing Member/Chief Compliance Officer | CFP | Jan 1998 (29y) | 50% – 75% |
| Harris Scott Nydick | Managing Member | CFP | Jan 1998 (29y) | 50% – 75% |
| Robert Michael Jaffe | Registered representative | Jun 2004 (22y) | ||
| Philip Samuel Nydick | Registered representative | May 2018 (8y) | ||
| Edward Swikart | Registered representative | CFP | Sep 2018 (8y) | |
| Anthony E Ghetian | Registered representative | CFP | Feb 2020 (6y) | |
| Alexander Christopher Paszkiewicz | Registered representative | Sep 2020 (6y) | ||
| Alexandra Marie Makowski | Registered representative | CFP | Sep 2021 (5y) | |
| John Joseph Bartlett | Registered representative | CFP | Sep 2021 (5y) | |
| John Ryan Swikart | Registered representative | CFP | Jun 2022 (4y) |
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (10)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Alvin Ailey Dance Foundation, Inc. 403(b) Retirement Plan | Alvin Ailey Dance Foundation, Inc. | 188 | $24.9M | 07/01/2024 |
| Catalent Pharma Solutions, Llc Pension Plan | Catalent Pharma Solutions, Inc. | 0 | $0 | 01/01/2024 |
| Acadia Realty Trust 401(k) Savings And Retirement Plan | Acadia Realty Limited Partnership | 130 | $28.1M | 01/01/2024 |
| Jesco, Inc. Savings And Investment Plan | Jesco, Inc. | 202 | $20.8M | 01/01/2024 |
| Lamtec Corporation 401(k) Profit Sharing Plan | Lamtec Corporation | 178 | $56.3M | 01/01/2024 |
| Rks Associates 401(k) Plan | Rks Associates | 187 | $15.8M | 01/01/2024 |
| Epromos 401(k) Plan | Epromos Promotional Products Llc | 114 | $5.5M | 01/01/2024 |
| 5 W Public Relations 401(k) Plan | 5 W Public Relations | 0 | $0 | 01/01/2024 |
| Reiner Group, Inc. 401(k) Plan | Reiner Group, Inc. | 233 | $44.8M | 01/01/2024 |
| Allen Flavors, Inc. 401(k) Profit Sharing Plan | Allen Flavors, Inc. | 230 | $21.7M | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/05/2026 | 988 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
- • Selection of other advisers
Custody
Reported custodians
- Charles Schwab & Co. $1.5B (55% of AUM) Mar 2026
- Fidelity Brokerage Services $306M (11% of AUM) Mar 2026
- Trust Company Of America $277M (26% of AUM) May 2018
- Raymond James $243M (9% of AUM) Mar 2026
- Great West Trust Company, Llc $222M (8% of AUM) Mar 2026
- Fidelity Investments Institutional Services Company, Inc. $180M (17% of AUM) May 2018
- E*TRADE (Morgan Stanley) $129M (12% of AUM) Jun 2019
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 05, 2026.
View current Form ADV (SEC/IAPD) ↗